LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,117
−HK$1,889/mo
▼ 0.25% · 3.875%
HK$31,054
−HK$952/mo
Today · 4.125%
HK$32,006
baseline
▲ 0.50% · 4.625%
HK$33,953
+HK$1,947/mo
Deposit HK$6.60M · loan HK$6.60M · min. income ≈ HK$64,012/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$495,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,505
−HK$1,810/mo
▼ 0.25% · 3.875%
HK$34,404
−HK$911/mo
Today · 4.125%
HK$35,315
baseline
▲ 0.50% · 4.625%
HK$37,177
+HK$1,862/mo
Deposit HK$6.60M · loan HK$6.60M · min. income ≈ HK$70,630/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$495,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,141
−HK$2,266/mo
▼ 0.25% · 3.875%
HK$37,265
−HK$1,142/mo
Today · 4.125%
HK$38,407
baseline
▲ 0.50% · 4.625%
HK$40,744
+HK$2,337/mo
Deposit HK$5.28M · loan HK$7.92M · min. income ≈ HK$76,814/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$495,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,206
−HK$2,172/mo
▼ 0.25% · 3.875%
HK$41,285
−HK$1,093/mo
Today · 4.125%
HK$42,378
baseline
▲ 0.50% · 4.625%
HK$44,612
+HK$2,234/mo
Deposit HK$5.28M · loan HK$7.92M · min. income ≈ HK$84,756/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$495,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,164
−HK$2,644/mo
▼ 0.25% · 3.875%
HK$43,476
−HK$1,332/mo
Today · 4.125%
HK$44,808
baseline
▲ 0.50% · 4.625%
HK$47,535
+HK$2,727/mo
Deposit HK$3.96M · loan HK$9.25M · min. income ≈ HK$89,616/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$495,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,907
−HK$2,535/mo
▼ 0.25% · 3.875%
HK$48,165
−HK$1,277/mo
Today · 4.125%
HK$49,442
baseline
▲ 0.50% · 4.625%
HK$52,048
+HK$2,606/mo
Deposit HK$3.96M · loan HK$9.25M · min. income ≈ HK$98,884/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$495,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,211
−HK$3,400/mo
▼ 0.25% · 3.875%
HK$55,897
−HK$1,714/mo
Today · 4.125%
HK$57,611
baseline
▲ 0.50% · 4.625%
HK$61,116
+HK$3,505/mo
Deposit HK$1.32M · loan HK$11.89M · min. income ≈ HK$115,222/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$495,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,309
−HK$3,259/mo
▼ 0.25% · 3.875%
HK$61,927
−HK$1,641/mo
Today · 4.125%
HK$63,568
baseline
▲ 0.50% · 4.625%
HK$66,918
+HK$3,350/mo
Deposit HK$1.32M · loan HK$11.89M · min. income ≈ HK$127,136/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$495,295 · Scale 2, in force from 26 Feb 2026)