LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,118
−HK$1,889/mo
▼ 0.25% · 3.875%
HK$31,055
−HK$952/mo
Today · 4.125%
HK$32,007
baseline
▲ 0.50% · 4.625%
HK$33,955
+HK$1,948/mo
Deposit HK$6.60M · loan HK$6.60M · min. income ≈ HK$64,014/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$495,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,506
−HK$1,811/mo
▼ 0.25% · 3.875%
HK$34,405
−HK$912/mo
Today · 4.125%
HK$35,317
baseline
▲ 0.50% · 4.625%
HK$37,178
+HK$1,861/mo
Deposit HK$6.60M · loan HK$6.60M · min. income ≈ HK$70,634/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$495,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,142
−HK$2,266/mo
▼ 0.25% · 3.875%
HK$37,266
−HK$1,142/mo
Today · 4.125%
HK$38,408
baseline
▲ 0.50% · 4.625%
HK$40,745
+HK$2,337/mo
Deposit HK$5.28M · loan HK$7.92M · min. income ≈ HK$76,816/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$495,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,208
−HK$2,172/mo
▼ 0.25% · 3.875%
HK$41,286
−HK$1,094/mo
Today · 4.125%
HK$42,380
baseline
▲ 0.50% · 4.625%
HK$44,614
+HK$2,234/mo
Deposit HK$5.28M · loan HK$7.92M · min. income ≈ HK$84,760/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$495,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,166
−HK$2,644/mo
▼ 0.25% · 3.875%
HK$43,477
−HK$1,333/mo
Today · 4.125%
HK$44,810
baseline
▲ 0.50% · 4.625%
HK$47,536
+HK$2,726/mo
Deposit HK$3.96M · loan HK$9.25M · min. income ≈ HK$89,620/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$495,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,909
−HK$2,534/mo
▼ 0.25% · 3.875%
HK$48,167
−HK$1,276/mo
Today · 4.125%
HK$49,443
baseline
▲ 0.50% · 4.625%
HK$52,049
+HK$2,606/mo
Deposit HK$3.96M · loan HK$9.25M · min. income ≈ HK$98,886/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$495,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,213
−HK$3,400/mo
▼ 0.25% · 3.875%
HK$55,899
−HK$1,714/mo
Today · 4.125%
HK$57,613
baseline
▲ 0.50% · 4.625%
HK$61,118
+HK$3,505/mo
Deposit HK$1.32M · loan HK$11.89M · min. income ≈ HK$115,226/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$495,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,311
−HK$3,259/mo
▼ 0.25% · 3.875%
HK$61,929
−HK$1,641/mo
Today · 4.125%
HK$63,570
baseline
▲ 0.50% · 4.625%
HK$66,921
+HK$3,351/mo
Deposit HK$1.32M · loan HK$11.89M · min. income ≈ HK$127,140/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$495,312 · Scale 2, in force from 26 Feb 2026)