LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,119
−HK$1,889/mo
▼ 0.25% · 3.875%
HK$31,056
−HK$952/mo
Today · 4.125%
HK$32,008
baseline
▲ 0.50% · 4.625%
HK$33,955
+HK$1,947/mo
Deposit HK$6.60M · loan HK$6.60M · min. income ≈ HK$64,016/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$495,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,507
−HK$1,810/mo
▼ 0.25% · 3.875%
HK$34,406
−HK$911/mo
Today · 4.125%
HK$35,317
baseline
▲ 0.50% · 4.625%
HK$37,179
+HK$1,862/mo
Deposit HK$6.60M · loan HK$6.60M · min. income ≈ HK$70,634/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$495,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,143
−HK$2,266/mo
▼ 0.25% · 3.875%
HK$37,267
−HK$1,142/mo
Today · 4.125%
HK$38,409
baseline
▲ 0.50% · 4.625%
HK$40,746
+HK$2,337/mo
Deposit HK$5.28M · loan HK$7.93M · min. income ≈ HK$76,818/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$495,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,208
−HK$2,173/mo
▼ 0.25% · 3.875%
HK$41,287
−HK$1,094/mo
Today · 4.125%
HK$42,381
baseline
▲ 0.50% · 4.625%
HK$44,615
+HK$2,234/mo
Deposit HK$5.28M · loan HK$7.93M · min. income ≈ HK$84,762/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$495,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,166
−HK$2,645/mo
▼ 0.25% · 3.875%
HK$43,478
−HK$1,333/mo
Today · 4.125%
HK$44,811
baseline
▲ 0.50% · 4.625%
HK$47,537
+HK$2,726/mo
Deposit HK$3.96M · loan HK$9.25M · min. income ≈ HK$89,622/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$495,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,910
−HK$2,534/mo
▼ 0.25% · 3.875%
HK$48,168
−HK$1,276/mo
Today · 4.125%
HK$49,444
baseline
▲ 0.50% · 4.625%
HK$52,050
+HK$2,606/mo
Deposit HK$3.96M · loan HK$9.25M · min. income ≈ HK$98,888/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$495,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,214
−HK$3,400/mo
▼ 0.25% · 3.875%
HK$55,900
−HK$1,714/mo
Today · 4.125%
HK$57,614
baseline
▲ 0.50% · 4.625%
HK$61,119
+HK$3,505/mo
Deposit HK$1.32M · loan HK$11.89M · min. income ≈ HK$115,228/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$495,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,312
−HK$3,259/mo
▼ 0.25% · 3.875%
HK$61,930
−HK$1,641/mo
Today · 4.125%
HK$63,571
baseline
▲ 0.50% · 4.625%
HK$66,922
+HK$3,351/mo
Deposit HK$1.32M · loan HK$11.89M · min. income ≈ HK$127,142/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$495,321 · Scale 2, in force from 26 Feb 2026)