LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,121
−HK$1,889/mo
▼ 0.25% · 3.875%
HK$31,058
−HK$952/mo
Today · 4.125%
HK$32,010
baseline
▲ 0.50% · 4.625%
HK$33,958
+HK$1,948/mo
Deposit HK$6.60M · loan HK$6.60M · min. income ≈ HK$64,020/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$495,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,509
−HK$1,811/mo
▼ 0.25% · 3.875%
HK$34,408
−HK$912/mo
Today · 4.125%
HK$35,320
baseline
▲ 0.50% · 4.625%
HK$37,182
+HK$1,862/mo
Deposit HK$6.60M · loan HK$6.60M · min. income ≈ HK$70,640/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$495,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,145
−HK$2,267/mo
▼ 0.25% · 3.875%
HK$37,270
−HK$1,142/mo
Today · 4.125%
HK$38,412
baseline
▲ 0.50% · 4.625%
HK$40,749
+HK$2,337/mo
Deposit HK$5.28M · loan HK$7.93M · min. income ≈ HK$76,824/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$495,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,211
−HK$2,173/mo
▼ 0.25% · 3.875%
HK$41,290
−HK$1,094/mo
Today · 4.125%
HK$42,384
baseline
▲ 0.50% · 4.625%
HK$44,618
+HK$2,234/mo
Deposit HK$5.28M · loan HK$7.93M · min. income ≈ HK$84,768/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$495,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,170
−HK$2,644/mo
▼ 0.25% · 3.875%
HK$43,481
−HK$1,333/mo
Today · 4.125%
HK$44,814
baseline
▲ 0.50% · 4.625%
HK$47,541
+HK$2,727/mo
Deposit HK$3.96M · loan HK$9.25M · min. income ≈ HK$89,628/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$495,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,913
−HK$2,535/mo
▼ 0.25% · 3.875%
HK$48,171
−HK$1,277/mo
Today · 4.125%
HK$49,448
baseline
▲ 0.50% · 4.625%
HK$52,054
+HK$2,606/mo
Deposit HK$3.96M · loan HK$9.25M · min. income ≈ HK$98,896/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$495,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,218
−HK$3,400/mo
▼ 0.25% · 3.875%
HK$55,905
−HK$1,713/mo
Today · 4.125%
HK$57,618
baseline
▲ 0.50% · 4.625%
HK$61,124
+HK$3,506/mo
Deposit HK$1.32M · loan HK$11.89M · min. income ≈ HK$115,236/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$495,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,317
−HK$3,259/mo
▼ 0.25% · 3.875%
HK$61,935
−HK$1,641/mo
Today · 4.125%
HK$63,576
baseline
▲ 0.50% · 4.625%
HK$66,927
+HK$3,351/mo
Deposit HK$1.32M · loan HK$11.89M · min. income ≈ HK$127,152/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$495,359 · Scale 2, in force from 26 Feb 2026)