LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,122
−HK$1,889/mo
▼ 0.25% · 3.875%
HK$31,059
−HK$952/mo
Today · 4.125%
HK$32,011
baseline
▲ 0.50% · 4.625%
HK$33,959
+HK$1,948/mo
Deposit HK$6.61M · loan HK$6.61M · min. income ≈ HK$64,022/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$495,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,511
−HK$1,810/mo
▼ 0.25% · 3.875%
HK$34,410
−HK$911/mo
Today · 4.125%
HK$35,321
baseline
▲ 0.50% · 4.625%
HK$37,183
+HK$1,862/mo
Deposit HK$6.61M · loan HK$6.61M · min. income ≈ HK$70,642/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$495,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,147
−HK$2,267/mo
▼ 0.25% · 3.875%
HK$37,271
−HK$1,143/mo
Today · 4.125%
HK$38,414
baseline
▲ 0.50% · 4.625%
HK$40,751
+HK$2,337/mo
Deposit HK$5.28M · loan HK$7.93M · min. income ≈ HK$76,828/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$495,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,213
−HK$2,173/mo
▼ 0.25% · 3.875%
HK$41,292
−HK$1,094/mo
Today · 4.125%
HK$42,386
baseline
▲ 0.50% · 4.625%
HK$44,620
+HK$2,234/mo
Deposit HK$5.28M · loan HK$7.93M · min. income ≈ HK$84,772/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$495,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,171
−HK$2,645/mo
▼ 0.25% · 3.875%
HK$43,483
−HK$1,333/mo
Today · 4.125%
HK$44,816
baseline
▲ 0.50% · 4.625%
HK$47,543
+HK$2,727/mo
Deposit HK$3.96M · loan HK$9.25M · min. income ≈ HK$89,632/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$495,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,915
−HK$2,535/mo
▼ 0.25% · 3.875%
HK$48,174
−HK$1,276/mo
Today · 4.125%
HK$49,450
baseline
▲ 0.50% · 4.625%
HK$52,057
+HK$2,607/mo
Deposit HK$3.96M · loan HK$9.25M · min. income ≈ HK$98,900/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$495,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,220
−HK$3,401/mo
▼ 0.25% · 3.875%
HK$55,907
−HK$1,714/mo
Today · 4.125%
HK$57,621
baseline
▲ 0.50% · 4.625%
HK$61,127
+HK$3,506/mo
Deposit HK$1.32M · loan HK$11.89M · min. income ≈ HK$115,242/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$495,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,320
−HK$3,259/mo
▼ 0.25% · 3.875%
HK$61,937
−HK$1,642/mo
Today · 4.125%
HK$63,579
baseline
▲ 0.50% · 4.625%
HK$66,930
+HK$3,351/mo
Deposit HK$1.32M · loan HK$11.89M · min. income ≈ HK$127,158/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$495,380 · Scale 2, in force from 26 Feb 2026)