LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,125
−HK$1,889/mo
▼ 0.25% · 3.875%
HK$31,062
−HK$952/mo
Today · 4.125%
HK$32,014
baseline
▲ 0.50% · 4.625%
HK$33,962
+HK$1,948/mo
Deposit HK$6.61M · loan HK$6.61M · min. income ≈ HK$64,028/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$495,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,514
−HK$1,811/mo
▼ 0.25% · 3.875%
HK$34,413
−HK$912/mo
Today · 4.125%
HK$35,325
baseline
▲ 0.50% · 4.625%
HK$37,187
+HK$1,862/mo
Deposit HK$6.61M · loan HK$6.61M · min. income ≈ HK$70,650/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$495,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,150
−HK$2,267/mo
▼ 0.25% · 3.875%
HK$37,275
−HK$1,142/mo
Today · 4.125%
HK$38,417
baseline
▲ 0.50% · 4.625%
HK$40,755
+HK$2,338/mo
Deposit HK$5.28M · loan HK$7.93M · min. income ≈ HK$76,834/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$495,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,217
−HK$2,173/mo
▼ 0.25% · 3.875%
HK$41,295
−HK$1,095/mo
Today · 4.125%
HK$42,390
baseline
▲ 0.50% · 4.625%
HK$44,624
+HK$2,234/mo
Deposit HK$5.28M · loan HK$7.93M · min. income ≈ HK$84,780/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$495,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,175
−HK$2,645/mo
▼ 0.25% · 3.875%
HK$43,487
−HK$1,333/mo
Today · 4.125%
HK$44,820
baseline
▲ 0.50% · 4.625%
HK$47,547
+HK$2,727/mo
Deposit HK$3.96M · loan HK$9.25M · min. income ≈ HK$89,640/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$495,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,920
−HK$2,534/mo
▼ 0.25% · 3.875%
HK$48,178
−HK$1,276/mo
Today · 4.125%
HK$49,454
baseline
▲ 0.50% · 4.625%
HK$52,061
+HK$2,607/mo
Deposit HK$3.96M · loan HK$9.25M · min. income ≈ HK$98,908/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$495,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,225
−HK$3,401/mo
▼ 0.25% · 3.875%
HK$55,912
−HK$1,714/mo
Today · 4.125%
HK$57,626
baseline
▲ 0.50% · 4.625%
HK$61,132
+HK$3,506/mo
Deposit HK$1.32M · loan HK$11.89M · min. income ≈ HK$115,252/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$495,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,325
−HK$3,259/mo
▼ 0.25% · 3.875%
HK$61,943
−HK$1,641/mo
Today · 4.125%
HK$63,584
baseline
▲ 0.50% · 4.625%
HK$66,936
+HK$3,352/mo
Deposit HK$1.32M · loan HK$11.89M · min. income ≈ HK$127,168/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$495,425 · Scale 2, in force from 26 Feb 2026)