LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,128
−HK$1,889/mo
▼ 0.25% · 3.875%
HK$31,065
−HK$952/mo
Today · 4.125%
HK$32,017
baseline
▲ 0.50% · 4.625%
HK$33,965
+HK$1,948/mo
Deposit HK$6.61M · loan HK$6.61M · min. income ≈ HK$64,034/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$495,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,517
−HK$1,810/mo
▼ 0.25% · 3.875%
HK$34,415
−HK$912/mo
Today · 4.125%
HK$35,327
baseline
▲ 0.50% · 4.625%
HK$37,190
+HK$1,863/mo
Deposit HK$6.61M · loan HK$6.61M · min. income ≈ HK$70,654/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$495,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,153
−HK$2,267/mo
▼ 0.25% · 3.875%
HK$37,278
−HK$1,142/mo
Today · 4.125%
HK$38,420
baseline
▲ 0.50% · 4.625%
HK$40,758
+HK$2,338/mo
Deposit HK$5.28M · loan HK$7.93M · min. income ≈ HK$76,840/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$495,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,220
−HK$2,173/mo
▼ 0.25% · 3.875%
HK$41,299
−HK$1,094/mo
Today · 4.125%
HK$42,393
baseline
▲ 0.50% · 4.625%
HK$44,627
+HK$2,234/mo
Deposit HK$5.28M · loan HK$7.93M · min. income ≈ HK$84,786/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$495,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,179
−HK$2,645/mo
▼ 0.25% · 3.875%
HK$43,491
−HK$1,333/mo
Today · 4.125%
HK$44,824
baseline
▲ 0.50% · 4.625%
HK$47,551
+HK$2,727/mo
Deposit HK$3.96M · loan HK$9.25M · min. income ≈ HK$89,648/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$495,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,923
−HK$2,535/mo
▼ 0.25% · 3.875%
HK$48,182
−HK$1,276/mo
Today · 4.125%
HK$49,458
baseline
▲ 0.50% · 4.625%
HK$52,065
+HK$2,607/mo
Deposit HK$3.96M · loan HK$9.25M · min. income ≈ HK$98,916/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$495,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,230
−HK$3,400/mo
▼ 0.25% · 3.875%
HK$55,916
−HK$1,714/mo
Today · 4.125%
HK$57,630
baseline
▲ 0.50% · 4.625%
HK$61,137
+HK$3,507/mo
Deposit HK$1.32M · loan HK$11.89M · min. income ≈ HK$115,260/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$495,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,330
−HK$3,259/mo
▼ 0.25% · 3.875%
HK$61,948
−HK$1,641/mo
Today · 4.125%
HK$63,589
baseline
▲ 0.50% · 4.625%
HK$66,941
+HK$3,352/mo
Deposit HK$1.32M · loan HK$11.89M · min. income ≈ HK$127,178/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$495,464 · Scale 2, in force from 26 Feb 2026)