LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,132
−HK$1,890/mo
▼ 0.25% · 3.875%
HK$31,070
−HK$952/mo
Today · 4.125%
HK$32,022
baseline
▲ 0.50% · 4.625%
HK$33,971
+HK$1,949/mo
Deposit HK$6.61M · loan HK$6.61M · min. income ≈ HK$64,044/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$495,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,522
−HK$1,811/mo
▼ 0.25% · 3.875%
HK$34,421
−HK$912/mo
Today · 4.125%
HK$35,333
baseline
▲ 0.50% · 4.625%
HK$37,196
+HK$1,863/mo
Deposit HK$6.61M · loan HK$6.61M · min. income ≈ HK$70,666/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$495,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,159
−HK$2,267/mo
▼ 0.25% · 3.875%
HK$37,284
−HK$1,142/mo
Today · 4.125%
HK$38,426
baseline
▲ 0.50% · 4.625%
HK$40,765
+HK$2,339/mo
Deposit HK$5.29M · loan HK$7.93M · min. income ≈ HK$76,852/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$495,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,227
−HK$2,173/mo
▼ 0.25% · 3.875%
HK$41,305
−HK$1,095/mo
Today · 4.125%
HK$42,400
baseline
▲ 0.50% · 4.625%
HK$44,635
+HK$2,235/mo
Deposit HK$5.29M · loan HK$7.93M · min. income ≈ HK$84,800/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$495,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,185
−HK$2,646/mo
▼ 0.25% · 3.875%
HK$43,498
−HK$1,333/mo
Today · 4.125%
HK$44,831
baseline
▲ 0.50% · 4.625%
HK$47,559
+HK$2,728/mo
Deposit HK$3.96M · loan HK$9.25M · min. income ≈ HK$89,662/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$495,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,931
−HK$2,535/mo
▼ 0.25% · 3.875%
HK$48,190
−HK$1,276/mo
Today · 4.125%
HK$49,466
baseline
▲ 0.50% · 4.625%
HK$52,074
+HK$2,608/mo
Deposit HK$3.96M · loan HK$9.25M · min. income ≈ HK$98,932/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$495,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,238
−HK$3,402/mo
▼ 0.25% · 3.875%
HK$55,926
−HK$1,714/mo
Today · 4.125%
HK$57,640
baseline
▲ 0.50% · 4.625%
HK$61,147
+HK$3,507/mo
Deposit HK$1.32M · loan HK$11.89M · min. income ≈ HK$115,280/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$495,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,340
−HK$3,260/mo
▼ 0.25% · 3.875%
HK$61,958
−HK$1,642/mo
Today · 4.125%
HK$63,600
baseline
▲ 0.50% · 4.625%
HK$66,952
+HK$3,352/mo
Deposit HK$1.32M · loan HK$11.89M · min. income ≈ HK$127,200/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$495,545 · Scale 2, in force from 26 Feb 2026)