LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,134
−HK$1,890/mo
▼ 0.25% · 3.875%
HK$31,072
−HK$952/mo
Today · 4.125%
HK$32,024
baseline
▲ 0.50% · 4.625%
HK$33,973
+HK$1,949/mo
Deposit HK$6.61M · loan HK$6.61M · min. income ≈ HK$64,048/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$495,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,524
−HK$1,812/mo
▼ 0.25% · 3.875%
HK$34,423
−HK$913/mo
Today · 4.125%
HK$35,336
baseline
▲ 0.50% · 4.625%
HK$37,198
+HK$1,862/mo
Deposit HK$6.61M · loan HK$6.61M · min. income ≈ HK$70,672/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$495,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,161
−HK$2,268/mo
▼ 0.25% · 3.875%
HK$37,286
−HK$1,143/mo
Today · 4.125%
HK$38,429
baseline
▲ 0.50% · 4.625%
HK$40,767
+HK$2,338/mo
Deposit HK$5.29M · loan HK$7.93M · min. income ≈ HK$76,858/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$495,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,229
−HK$2,174/mo
▼ 0.25% · 3.875%
HK$41,308
−HK$1,095/mo
Today · 4.125%
HK$42,403
baseline
▲ 0.50% · 4.625%
HK$44,638
+HK$2,235/mo
Deposit HK$5.29M · loan HK$7.93M · min. income ≈ HK$84,806/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$495,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,188
−HK$2,646/mo
▼ 0.25% · 3.875%
HK$43,501
−HK$1,333/mo
Today · 4.125%
HK$44,834
baseline
▲ 0.50% · 4.625%
HK$47,562
+HK$2,728/mo
Deposit HK$3.96M · loan HK$9.25M · min. income ≈ HK$89,668/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$495,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,934
−HK$2,536/mo
▼ 0.25% · 3.875%
HK$48,193
−HK$1,277/mo
Today · 4.125%
HK$49,470
baseline
▲ 0.50% · 4.625%
HK$52,077
+HK$2,607/mo
Deposit HK$3.96M · loan HK$9.25M · min. income ≈ HK$98,940/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$495,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,242
−HK$3,402/mo
▼ 0.25% · 3.875%
HK$55,929
−HK$1,715/mo
Today · 4.125%
HK$57,644
baseline
▲ 0.50% · 4.625%
HK$61,151
+HK$3,507/mo
Deposit HK$1.32M · loan HK$11.89M · min. income ≈ HK$115,288/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$495,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,344
−HK$3,260/mo
▼ 0.25% · 3.875%
HK$61,962
−HK$1,642/mo
Today · 4.125%
HK$63,604
baseline
▲ 0.50% · 4.625%
HK$66,957
+HK$3,353/mo
Deposit HK$1.32M · loan HK$11.89M · min. income ≈ HK$127,208/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$495,578 · Scale 2, in force from 26 Feb 2026)