LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,135
−HK$1,890/mo
▼ 0.25% · 3.875%
HK$31,072
−HK$953/mo
Today · 4.125%
HK$32,025
baseline
▲ 0.50% · 4.625%
HK$33,973
+HK$1,948/mo
Deposit HK$6.61M · loan HK$6.61M · min. income ≈ HK$64,050/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$495,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,525
−HK$1,811/mo
▼ 0.25% · 3.875%
HK$34,424
−HK$912/mo
Today · 4.125%
HK$35,336
baseline
▲ 0.50% · 4.625%
HK$37,199
+HK$1,863/mo
Deposit HK$6.61M · loan HK$6.61M · min. income ≈ HK$70,672/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$495,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,162
−HK$2,268/mo
▼ 0.25% · 3.875%
HK$37,287
−HK$1,143/mo
Today · 4.125%
HK$38,430
baseline
▲ 0.50% · 4.625%
HK$40,768
+HK$2,338/mo
Deposit HK$5.29M · loan HK$7.93M · min. income ≈ HK$76,860/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$495,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,230
−HK$2,174/mo
▼ 0.25% · 3.875%
HK$41,309
−HK$1,095/mo
Today · 4.125%
HK$42,404
baseline
▲ 0.50% · 4.625%
HK$44,639
+HK$2,235/mo
Deposit HK$5.29M · loan HK$7.93M · min. income ≈ HK$84,808/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$495,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,189
−HK$2,646/mo
▼ 0.25% · 3.875%
HK$43,501
−HK$1,334/mo
Today · 4.125%
HK$44,835
baseline
▲ 0.50% · 4.625%
HK$47,563
+HK$2,728/mo
Deposit HK$3.96M · loan HK$9.25M · min. income ≈ HK$89,670/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$495,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,935
−HK$2,536/mo
▼ 0.25% · 3.875%
HK$48,194
−HK$1,277/mo
Today · 4.125%
HK$49,471
baseline
▲ 0.50% · 4.625%
HK$52,078
+HK$2,607/mo
Deposit HK$3.96M · loan HK$9.25M · min. income ≈ HK$98,942/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$495,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,243
−HK$3,402/mo
▼ 0.25% · 3.875%
HK$55,930
−HK$1,715/mo
Today · 4.125%
HK$57,645
baseline
▲ 0.50% · 4.625%
HK$61,152
+HK$3,507/mo
Deposit HK$1.32M · loan HK$11.89M · min. income ≈ HK$115,290/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$495,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,345
−HK$3,260/mo
▼ 0.25% · 3.875%
HK$61,963
−HK$1,642/mo
Today · 4.125%
HK$63,605
baseline
▲ 0.50% · 4.625%
HK$66,958
+HK$3,353/mo
Deposit HK$1.32M · loan HK$11.89M · min. income ≈ HK$127,210/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$495,588 · Scale 2, in force from 26 Feb 2026)