LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,137
−HK$1,890/mo
▼ 0.25% · 3.875%
HK$31,075
−HK$952/mo
Today · 4.125%
HK$32,027
baseline
▲ 0.50% · 4.625%
HK$33,976
+HK$1,949/mo
Deposit HK$6.61M · loan HK$6.61M · min. income ≈ HK$64,054/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$495,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,527
−HK$1,812/mo
▼ 0.25% · 3.875%
HK$34,427
−HK$912/mo
Today · 4.125%
HK$35,339
baseline
▲ 0.50% · 4.625%
HK$37,201
+HK$1,862/mo
Deposit HK$6.61M · loan HK$6.61M · min. income ≈ HK$70,678/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$495,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,165
−HK$2,267/mo
▼ 0.25% · 3.875%
HK$37,290
−HK$1,142/mo
Today · 4.125%
HK$38,432
baseline
▲ 0.50% · 4.625%
HK$40,771
+HK$2,339/mo
Deposit HK$5.29M · loan HK$7.93M · min. income ≈ HK$76,864/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$495,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,233
−HK$2,173/mo
▼ 0.25% · 3.875%
HK$41,312
−HK$1,094/mo
Today · 4.125%
HK$42,406
baseline
▲ 0.50% · 4.625%
HK$44,642
+HK$2,236/mo
Deposit HK$5.29M · loan HK$7.93M · min. income ≈ HK$84,812/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$495,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,192
−HK$2,646/mo
▼ 0.25% · 3.875%
HK$43,505
−HK$1,333/mo
Today · 4.125%
HK$44,838
baseline
▲ 0.50% · 4.625%
HK$47,566
+HK$2,728/mo
Deposit HK$3.96M · loan HK$9.25M · min. income ≈ HK$89,676/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$495,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,938
−HK$2,536/mo
▼ 0.25% · 3.875%
HK$48,197
−HK$1,277/mo
Today · 4.125%
HK$49,474
baseline
▲ 0.50% · 4.625%
HK$52,082
+HK$2,608/mo
Deposit HK$3.96M · loan HK$9.25M · min. income ≈ HK$98,948/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$495,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,247
−HK$3,402/mo
▼ 0.25% · 3.875%
HK$55,934
−HK$1,715/mo
Today · 4.125%
HK$57,649
baseline
▲ 0.50% · 4.625%
HK$61,157
+HK$3,508/mo
Deposit HK$1.32M · loan HK$11.89M · min. income ≈ HK$115,298/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$495,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,349
−HK$3,261/mo
▼ 0.25% · 3.875%
HK$61,968
−HK$1,642/mo
Today · 4.125%
HK$63,610
baseline
▲ 0.50% · 4.625%
HK$66,963
+HK$3,353/mo
Deposit HK$1.32M · loan HK$11.89M · min. income ≈ HK$127,220/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$495,623 · Scale 2, in force from 26 Feb 2026)