LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,138
−HK$1,890/mo
▼ 0.25% · 3.875%
HK$31,075
−HK$953/mo
Today · 4.125%
HK$32,028
baseline
▲ 0.50% · 4.625%
HK$33,977
+HK$1,949/mo
Deposit HK$6.61M · loan HK$6.61M · min. income ≈ HK$64,056/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$495,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,528
−HK$1,812/mo
▼ 0.25% · 3.875%
HK$34,427
−HK$913/mo
Today · 4.125%
HK$35,340
baseline
▲ 0.50% · 4.625%
HK$37,202
+HK$1,862/mo
Deposit HK$6.61M · loan HK$6.61M · min. income ≈ HK$70,680/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$495,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,166
−HK$2,267/mo
▼ 0.25% · 3.875%
HK$37,291
−HK$1,142/mo
Today · 4.125%
HK$38,433
baseline
▲ 0.50% · 4.625%
HK$40,772
+HK$2,339/mo
Deposit HK$5.29M · loan HK$7.93M · min. income ≈ HK$76,866/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$495,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,234
−HK$2,174/mo
▼ 0.25% · 3.875%
HK$41,313
−HK$1,095/mo
Today · 4.125%
HK$42,408
baseline
▲ 0.50% · 4.625%
HK$44,643
+HK$2,235/mo
Deposit HK$5.29M · loan HK$7.93M · min. income ≈ HK$84,816/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$495,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,193
−HK$2,646/mo
▼ 0.25% · 3.875%
HK$43,506
−HK$1,333/mo
Today · 4.125%
HK$44,839
baseline
▲ 0.50% · 4.625%
HK$47,567
+HK$2,728/mo
Deposit HK$3.97M · loan HK$9.25M · min. income ≈ HK$89,678/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$495,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,939
−HK$2,536/mo
▼ 0.25% · 3.875%
HK$48,198
−HK$1,277/mo
Today · 4.125%
HK$49,475
baseline
▲ 0.50% · 4.625%
HK$52,083
+HK$2,608/mo
Deposit HK$3.97M · loan HK$9.25M · min. income ≈ HK$98,950/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$495,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,248
−HK$3,402/mo
▼ 0.25% · 3.875%
HK$55,936
−HK$1,714/mo
Today · 4.125%
HK$57,650
baseline
▲ 0.50% · 4.625%
HK$61,158
+HK$3,508/mo
Deposit HK$1.32M · loan HK$11.90M · min. income ≈ HK$115,300/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$495,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,351
−HK$3,260/mo
▼ 0.25% · 3.875%
HK$61,969
−HK$1,642/mo
Today · 4.125%
HK$63,611
baseline
▲ 0.50% · 4.625%
HK$66,964
+HK$3,353/mo
Deposit HK$1.32M · loan HK$11.90M · min. income ≈ HK$127,222/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$495,635 · Scale 2, in force from 26 Feb 2026)