LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,142
−HK$1,890/mo
▼ 0.25% · 3.875%
HK$31,079
−HK$953/mo
Today · 4.125%
HK$32,032
baseline
▲ 0.50% · 4.625%
HK$33,981
+HK$1,949/mo
Deposit HK$6.61M · loan HK$6.61M · min. income ≈ HK$64,064/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$495,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,532
−HK$1,812/mo
▼ 0.25% · 3.875%
HK$34,432
−HK$912/mo
Today · 4.125%
HK$35,344
baseline
▲ 0.50% · 4.625%
HK$37,207
+HK$1,863/mo
Deposit HK$6.61M · loan HK$6.61M · min. income ≈ HK$70,688/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$495,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,170
−HK$2,268/mo
▼ 0.25% · 3.875%
HK$37,295
−HK$1,143/mo
Today · 4.125%
HK$38,438
baseline
▲ 0.50% · 4.625%
HK$40,777
+HK$2,339/mo
Deposit HK$5.29M · loan HK$7.93M · min. income ≈ HK$76,876/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$495,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,239
−HK$2,174/mo
▼ 0.25% · 3.875%
HK$41,318
−HK$1,095/mo
Today · 4.125%
HK$42,413
baseline
▲ 0.50% · 4.625%
HK$44,648
+HK$2,235/mo
Deposit HK$5.29M · loan HK$7.93M · min. income ≈ HK$84,826/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$495,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,198
−HK$2,646/mo
▼ 0.25% · 3.875%
HK$43,511
−HK$1,333/mo
Today · 4.125%
HK$44,844
baseline
▲ 0.50% · 4.625%
HK$47,573
+HK$2,729/mo
Deposit HK$3.97M · loan HK$9.25M · min. income ≈ HK$89,688/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$495,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,945
−HK$2,536/mo
▼ 0.25% · 3.875%
HK$48,204
−HK$1,277/mo
Today · 4.125%
HK$49,481
baseline
▲ 0.50% · 4.625%
HK$52,090
+HK$2,609/mo
Deposit HK$3.97M · loan HK$9.25M · min. income ≈ HK$98,962/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$495,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,255
−HK$3,402/mo
▼ 0.25% · 3.875%
HK$55,943
−HK$1,714/mo
Today · 4.125%
HK$57,657
baseline
▲ 0.50% · 4.625%
HK$61,165
+HK$3,508/mo
Deposit HK$1.32M · loan HK$11.90M · min. income ≈ HK$115,314/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$495,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,358
−HK$3,261/mo
▼ 0.25% · 3.875%
HK$61,977
−HK$1,642/mo
Today · 4.125%
HK$63,619
baseline
▲ 0.50% · 4.625%
HK$66,972
+HK$3,353/mo
Deposit HK$1.32M · loan HK$11.90M · min. income ≈ HK$127,238/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$495,695 · Scale 2, in force from 26 Feb 2026)