LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,142
−HK$1,890/mo
▼ 0.25% · 3.875%
HK$31,080
−HK$952/mo
Today · 4.125%
HK$32,032
baseline
▲ 0.50% · 4.625%
HK$33,981
+HK$1,949/mo
Deposit HK$6.61M · loan HK$6.61M · min. income ≈ HK$64,064/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$495,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,533
−HK$1,811/mo
▼ 0.25% · 3.875%
HK$34,432
−HK$912/mo
Today · 4.125%
HK$35,344
baseline
▲ 0.50% · 4.625%
HK$37,208
+HK$1,864/mo
Deposit HK$6.61M · loan HK$6.61M · min. income ≈ HK$70,688/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$495,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,171
−HK$2,268/mo
▼ 0.25% · 3.875%
HK$37,296
−HK$1,143/mo
Today · 4.125%
HK$38,439
baseline
▲ 0.50% · 4.625%
HK$40,778
+HK$2,339/mo
Deposit HK$5.29M · loan HK$7.93M · min. income ≈ HK$76,878/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$495,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,239
−HK$2,174/mo
▼ 0.25% · 3.875%
HK$41,319
−HK$1,094/mo
Today · 4.125%
HK$42,413
baseline
▲ 0.50% · 4.625%
HK$44,649
+HK$2,236/mo
Deposit HK$5.29M · loan HK$7.93M · min. income ≈ HK$84,826/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$495,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,199
−HK$2,646/mo
▼ 0.25% · 3.875%
HK$43,512
−HK$1,333/mo
Today · 4.125%
HK$44,845
baseline
▲ 0.50% · 4.625%
HK$47,574
+HK$2,729/mo
Deposit HK$3.97M · loan HK$9.25M · min. income ≈ HK$89,690/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$495,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,946
−HK$2,536/mo
▼ 0.25% · 3.875%
HK$48,205
−HK$1,277/mo
Today · 4.125%
HK$49,482
baseline
▲ 0.50% · 4.625%
HK$52,091
+HK$2,609/mo
Deposit HK$3.97M · loan HK$9.25M · min. income ≈ HK$98,964/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$495,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,256
−HK$3,402/mo
▼ 0.25% · 3.875%
HK$55,943
−HK$1,715/mo
Today · 4.125%
HK$57,658
baseline
▲ 0.50% · 4.625%
HK$61,166
+HK$3,508/mo
Deposit HK$1.32M · loan HK$11.90M · min. income ≈ HK$115,316/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$495,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,359
−HK$3,261/mo
▼ 0.25% · 3.875%
HK$61,978
−HK$1,642/mo
Today · 4.125%
HK$63,620
baseline
▲ 0.50% · 4.625%
HK$66,974
+HK$3,354/mo
Deposit HK$1.32M · loan HK$11.90M · min. income ≈ HK$127,240/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$495,703 · Scale 2, in force from 26 Feb 2026)