LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,150
−HK$1,890/mo
▼ 0.25% · 3.875%
HK$31,088
−HK$952/mo
Today · 4.125%
HK$32,040
baseline
▲ 0.50% · 4.625%
HK$33,990
+HK$1,950/mo
Deposit HK$6.61M · loan HK$6.61M · min. income ≈ HK$64,080/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$495,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,541
−HK$1,813/mo
▼ 0.25% · 3.875%
HK$34,441
−HK$913/mo
Today · 4.125%
HK$35,354
baseline
▲ 0.50% · 4.625%
HK$37,217
+HK$1,863/mo
Deposit HK$6.61M · loan HK$6.61M · min. income ≈ HK$70,708/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$495,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,180
−HK$2,269/mo
▼ 0.25% · 3.875%
HK$37,305
−HK$1,144/mo
Today · 4.125%
HK$38,449
baseline
▲ 0.50% · 4.625%
HK$40,788
+HK$2,339/mo
Deposit HK$5.29M · loan HK$7.93M · min. income ≈ HK$76,898/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$495,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,250
−HK$2,174/mo
▼ 0.25% · 3.875%
HK$41,329
−HK$1,095/mo
Today · 4.125%
HK$42,424
baseline
▲ 0.50% · 4.625%
HK$44,660
+HK$2,236/mo
Deposit HK$5.29M · loan HK$7.93M · min. income ≈ HK$84,848/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$495,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,210
−HK$2,647/mo
▼ 0.25% · 3.875%
HK$43,523
−HK$1,334/mo
Today · 4.125%
HK$44,857
baseline
▲ 0.50% · 4.625%
HK$47,586
+HK$2,729/mo
Deposit HK$3.97M · loan HK$9.26M · min. income ≈ HK$89,714/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$495,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,958
−HK$2,537/mo
▼ 0.25% · 3.875%
HK$48,217
−HK$1,278/mo
Today · 4.125%
HK$49,495
baseline
▲ 0.50% · 4.625%
HK$52,104
+HK$2,609/mo
Deposit HK$3.97M · loan HK$9.26M · min. income ≈ HK$98,990/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$495,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,270
−HK$3,403/mo
▼ 0.25% · 3.875%
HK$55,958
−HK$1,715/mo
Today · 4.125%
HK$57,673
baseline
▲ 0.50% · 4.625%
HK$61,182
+HK$3,509/mo
Deposit HK$1.32M · loan HK$11.90M · min. income ≈ HK$115,346/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$495,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,374
−HK$3,262/mo
▼ 0.25% · 3.875%
HK$61,994
−HK$1,642/mo
Today · 4.125%
HK$63,636
baseline
▲ 0.50% · 4.625%
HK$66,991
+HK$3,355/mo
Deposit HK$1.32M · loan HK$11.90M · min. income ≈ HK$127,272/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$495,830 · Scale 2, in force from 26 Feb 2026)