LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,150
−HK$1,891/mo
▼ 0.25% · 3.875%
HK$31,088
−HK$953/mo
Today · 4.125%
HK$32,041
baseline
▲ 0.50% · 4.625%
HK$33,991
+HK$1,950/mo
Deposit HK$6.61M · loan HK$6.61M · min. income ≈ HK$64,082/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$495,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,542
−HK$1,812/mo
▼ 0.25% · 3.875%
HK$34,441
−HK$913/mo
Today · 4.125%
HK$35,354
baseline
▲ 0.50% · 4.625%
HK$37,218
+HK$1,864/mo
Deposit HK$6.61M · loan HK$6.61M · min. income ≈ HK$70,708/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$495,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,180
−HK$2,269/mo
▼ 0.25% · 3.875%
HK$37,306
−HK$1,143/mo
Today · 4.125%
HK$38,449
baseline
▲ 0.50% · 4.625%
HK$40,789
+HK$2,340/mo
Deposit HK$5.29M · loan HK$7.93M · min. income ≈ HK$76,898/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$495,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,250
−HK$2,175/mo
▼ 0.25% · 3.875%
HK$41,330
−HK$1,095/mo
Today · 4.125%
HK$42,425
baseline
▲ 0.50% · 4.625%
HK$44,661
+HK$2,236/mo
Deposit HK$5.29M · loan HK$7.93M · min. income ≈ HK$84,850/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$495,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,210
−HK$2,647/mo
▼ 0.25% · 3.875%
HK$43,523
−HK$1,334/mo
Today · 4.125%
HK$44,857
baseline
▲ 0.50% · 4.625%
HK$47,587
+HK$2,730/mo
Deposit HK$3.97M · loan HK$9.26M · min. income ≈ HK$89,714/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$495,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,959
−HK$2,537/mo
▼ 0.25% · 3.875%
HK$48,218
−HK$1,278/mo
Today · 4.125%
HK$49,496
baseline
▲ 0.50% · 4.625%
HK$52,105
+HK$2,609/mo
Deposit HK$3.97M · loan HK$9.26M · min. income ≈ HK$98,992/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$495,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,270
−HK$3,404/mo
▼ 0.25% · 3.875%
HK$55,959
−HK$1,715/mo
Today · 4.125%
HK$57,674
baseline
▲ 0.50% · 4.625%
HK$61,183
+HK$3,509/mo
Deposit HK$1.32M · loan HK$11.90M · min. income ≈ HK$115,348/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$495,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,375
−HK$3,262/mo
▼ 0.25% · 3.875%
HK$61,995
−HK$1,642/mo
Today · 4.125%
HK$63,637
baseline
▲ 0.50% · 4.625%
HK$66,992
+HK$3,355/mo
Deposit HK$1.32M · loan HK$11.90M · min. income ≈ HK$127,274/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$495,837 · Scale 2, in force from 26 Feb 2026)