LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,152
−HK$1,891/mo
▼ 0.25% · 3.875%
HK$31,090
−HK$953/mo
Today · 4.125%
HK$32,043
baseline
▲ 0.50% · 4.625%
HK$33,993
+HK$1,950/mo
Deposit HK$6.61M · loan HK$6.61M · min. income ≈ HK$64,086/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$495,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,544
−HK$1,813/mo
▼ 0.25% · 3.875%
HK$34,444
−HK$913/mo
Today · 4.125%
HK$35,357
baseline
▲ 0.50% · 4.625%
HK$37,220
+HK$1,863/mo
Deposit HK$6.61M · loan HK$6.61M · min. income ≈ HK$70,714/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$495,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,183
−HK$2,269/mo
▼ 0.25% · 3.875%
HK$37,308
−HK$1,144/mo
Today · 4.125%
HK$38,452
baseline
▲ 0.50% · 4.625%
HK$40,792
+HK$2,340/mo
Deposit HK$5.29M · loan HK$7.93M · min. income ≈ HK$76,904/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$495,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,253
−HK$2,175/mo
▼ 0.25% · 3.875%
HK$41,333
−HK$1,095/mo
Today · 4.125%
HK$42,428
baseline
▲ 0.50% · 4.625%
HK$44,664
+HK$2,236/mo
Deposit HK$5.29M · loan HK$7.93M · min. income ≈ HK$84,856/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$495,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,213
−HK$2,648/mo
▼ 0.25% · 3.875%
HK$43,527
−HK$1,334/mo
Today · 4.125%
HK$44,861
baseline
▲ 0.50% · 4.625%
HK$47,590
+HK$2,729/mo
Deposit HK$3.97M · loan HK$9.26M · min. income ≈ HK$89,722/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$495,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,962
−HK$2,537/mo
▼ 0.25% · 3.875%
HK$48,222
−HK$1,277/mo
Today · 4.125%
HK$49,499
baseline
▲ 0.50% · 4.625%
HK$52,108
+HK$2,609/mo
Deposit HK$3.97M · loan HK$9.26M · min. income ≈ HK$98,998/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$495,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,274
−HK$3,404/mo
▼ 0.25% · 3.875%
HK$55,963
−HK$1,715/mo
Today · 4.125%
HK$57,678
baseline
▲ 0.50% · 4.625%
HK$61,188
+HK$3,510/mo
Deposit HK$1.32M · loan HK$11.90M · min. income ≈ HK$115,356/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$495,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,380
−HK$3,262/mo
▼ 0.25% · 3.875%
HK$61,999
−HK$1,643/mo
Today · 4.125%
HK$63,642
baseline
▲ 0.50% · 4.625%
HK$66,997
+HK$3,355/mo
Deposit HK$1.32M · loan HK$11.90M · min. income ≈ HK$127,284/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$495,874 · Scale 2, in force from 26 Feb 2026)