LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,153
−HK$1,891/mo
▼ 0.25% · 3.875%
HK$31,091
−HK$953/mo
Today · 4.125%
HK$32,044
baseline
▲ 0.50% · 4.625%
HK$33,994
+HK$1,950/mo
Deposit HK$6.61M · loan HK$6.61M · min. income ≈ HK$64,088/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$495,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,545
−HK$1,812/mo
▼ 0.25% · 3.875%
HK$34,445
−HK$912/mo
Today · 4.125%
HK$35,357
baseline
▲ 0.50% · 4.625%
HK$37,221
+HK$1,864/mo
Deposit HK$6.61M · loan HK$6.61M · min. income ≈ HK$70,714/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$495,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,184
−HK$2,269/mo
▼ 0.25% · 3.875%
HK$37,309
−HK$1,144/mo
Today · 4.125%
HK$38,453
baseline
▲ 0.50% · 4.625%
HK$40,793
+HK$2,340/mo
Deposit HK$5.29M · loan HK$7.93M · min. income ≈ HK$76,906/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$495,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,254
−HK$2,175/mo
▼ 0.25% · 3.875%
HK$41,334
−HK$1,095/mo
Today · 4.125%
HK$42,429
baseline
▲ 0.50% · 4.625%
HK$44,665
+HK$2,236/mo
Deposit HK$5.29M · loan HK$7.93M · min. income ≈ HK$84,858/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$495,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,214
−HK$2,648/mo
▼ 0.25% · 3.875%
HK$43,527
−HK$1,335/mo
Today · 4.125%
HK$44,862
baseline
▲ 0.50% · 4.625%
HK$47,591
+HK$2,729/mo
Deposit HK$3.97M · loan HK$9.26M · min. income ≈ HK$89,724/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$495,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,963
−HK$2,537/mo
▼ 0.25% · 3.875%
HK$48,223
−HK$1,277/mo
Today · 4.125%
HK$49,500
baseline
▲ 0.50% · 4.625%
HK$52,110
+HK$2,610/mo
Deposit HK$3.97M · loan HK$9.26M · min. income ≈ HK$99,000/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$495,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,276
−HK$3,403/mo
▼ 0.25% · 3.875%
HK$55,964
−HK$1,715/mo
Today · 4.125%
HK$57,679
baseline
▲ 0.50% · 4.625%
HK$61,189
+HK$3,510/mo
Deposit HK$1.32M · loan HK$11.90M · min. income ≈ HK$115,358/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$495,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,381
−HK$3,262/mo
▼ 0.25% · 3.875%
HK$62,000
−HK$1,643/mo
Today · 4.125%
HK$63,643
baseline
▲ 0.50% · 4.625%
HK$66,998
+HK$3,355/mo
Deposit HK$1.32M · loan HK$11.90M · min. income ≈ HK$127,286/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$495,884 · Scale 2, in force from 26 Feb 2026)