LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,154
−HK$1,891/mo
▼ 0.25% · 3.875%
HK$31,092
−HK$953/mo
Today · 4.125%
HK$32,045
baseline
▲ 0.50% · 4.625%
HK$33,994
+HK$1,949/mo
Deposit HK$6.61M · loan HK$6.61M · min. income ≈ HK$64,090/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$495,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,546
−HK$1,812/mo
▼ 0.25% · 3.875%
HK$34,445
−HK$913/mo
Today · 4.125%
HK$35,358
baseline
▲ 0.50% · 4.625%
HK$37,222
+HK$1,864/mo
Deposit HK$6.61M · loan HK$6.61M · min. income ≈ HK$70,716/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$495,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,184
−HK$2,269/mo
▼ 0.25% · 3.875%
HK$37,310
−HK$1,143/mo
Today · 4.125%
HK$38,453
baseline
▲ 0.50% · 4.625%
HK$40,793
+HK$2,340/mo
Deposit HK$5.29M · loan HK$7.93M · min. income ≈ HK$76,906/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$495,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,255
−HK$2,175/mo
▼ 0.25% · 3.875%
HK$41,334
−HK$1,096/mo
Today · 4.125%
HK$42,430
baseline
▲ 0.50% · 4.625%
HK$44,666
+HK$2,236/mo
Deposit HK$5.29M · loan HK$7.93M · min. income ≈ HK$84,860/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$495,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,215
−HK$2,647/mo
▼ 0.25% · 3.875%
HK$43,528
−HK$1,334/mo
Today · 4.125%
HK$44,862
baseline
▲ 0.50% · 4.625%
HK$47,592
+HK$2,730/mo
Deposit HK$3.97M · loan HK$9.26M · min. income ≈ HK$89,724/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$495,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,964
−HK$2,537/mo
▼ 0.25% · 3.875%
HK$48,223
−HK$1,278/mo
Today · 4.125%
HK$49,501
baseline
▲ 0.50% · 4.625%
HK$52,111
+HK$2,610/mo
Deposit HK$3.97M · loan HK$9.26M · min. income ≈ HK$99,002/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$495,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,277
−HK$3,403/mo
▼ 0.25% · 3.875%
HK$55,965
−HK$1,715/mo
Today · 4.125%
HK$57,680
baseline
▲ 0.50% · 4.625%
HK$61,190
+HK$3,510/mo
Deposit HK$1.32M · loan HK$11.90M · min. income ≈ HK$115,360/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$495,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,382
−HK$3,262/mo
▼ 0.25% · 3.875%
HK$62,002
−HK$1,642/mo
Today · 4.125%
HK$63,644
baseline
▲ 0.50% · 4.625%
HK$66,999
+HK$3,355/mo
Deposit HK$1.32M · loan HK$11.90M · min. income ≈ HK$127,288/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$495,893 · Scale 2, in force from 26 Feb 2026)