LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,158
−HK$1,891/mo
▼ 0.25% · 3.875%
HK$31,096
−HK$953/mo
Today · 4.125%
HK$32,049
baseline
▲ 0.50% · 4.625%
HK$34,000
+HK$1,951/mo
Deposit HK$6.61M · loan HK$6.61M · min. income ≈ HK$64,098/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$495,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,551
−HK$1,812/mo
▼ 0.25% · 3.875%
HK$34,451
−HK$912/mo
Today · 4.125%
HK$35,363
baseline
▲ 0.50% · 4.625%
HK$37,227
+HK$1,864/mo
Deposit HK$6.61M · loan HK$6.61M · min. income ≈ HK$70,726/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$495,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,190
−HK$2,269/mo
▼ 0.25% · 3.875%
HK$37,316
−HK$1,143/mo
Today · 4.125%
HK$38,459
baseline
▲ 0.50% · 4.625%
HK$40,799
+HK$2,340/mo
Deposit HK$5.29M · loan HK$7.94M · min. income ≈ HK$76,918/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$495,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,261
−HK$2,175/mo
▼ 0.25% · 3.875%
HK$41,341
−HK$1,095/mo
Today · 4.125%
HK$42,436
baseline
▲ 0.50% · 4.625%
HK$44,673
+HK$2,237/mo
Deposit HK$5.29M · loan HK$7.94M · min. income ≈ HK$84,872/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$495,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,222
−HK$2,647/mo
▼ 0.25% · 3.875%
HK$43,535
−HK$1,334/mo
Today · 4.125%
HK$44,869
baseline
▲ 0.50% · 4.625%
HK$47,599
+HK$2,730/mo
Deposit HK$3.97M · loan HK$9.26M · min. income ≈ HK$89,738/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$495,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,971
−HK$2,538/mo
▼ 0.25% · 3.875%
HK$48,231
−HK$1,278/mo
Today · 4.125%
HK$49,509
baseline
▲ 0.50% · 4.625%
HK$52,118
+HK$2,609/mo
Deposit HK$3.97M · loan HK$9.26M · min. income ≈ HK$99,018/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$495,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,285
−HK$3,404/mo
▼ 0.25% · 3.875%
HK$55,973
−HK$1,716/mo
Today · 4.125%
HK$57,689
baseline
▲ 0.50% · 4.625%
HK$61,199
+HK$3,510/mo
Deposit HK$1.32M · loan HK$11.90M · min. income ≈ HK$115,378/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$495,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,391
−HK$3,263/mo
▼ 0.25% · 3.875%
HK$62,011
−HK$1,643/mo
Today · 4.125%
HK$63,654
baseline
▲ 0.50% · 4.625%
HK$67,009
+HK$3,355/mo
Deposit HK$1.32M · loan HK$11.90M · min. income ≈ HK$127,308/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$495,968 · Scale 2, in force from 26 Feb 2026)