LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,160
−HK$1,891/mo
▼ 0.25% · 3.875%
HK$31,098
−HK$953/mo
Today · 4.125%
HK$32,051
baseline
▲ 0.50% · 4.625%
HK$34,002
+HK$1,951/mo
Deposit HK$6.61M · loan HK$6.61M · min. income ≈ HK$64,102/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$495,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,553
−HK$1,812/mo
▼ 0.25% · 3.875%
HK$34,453
−HK$912/mo
Today · 4.125%
HK$35,365
baseline
▲ 0.50% · 4.625%
HK$37,230
+HK$1,865/mo
Deposit HK$6.61M · loan HK$6.61M · min. income ≈ HK$70,730/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$495,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,192
−HK$2,270/mo
▼ 0.25% · 3.875%
HK$37,318
−HK$1,144/mo
Today · 4.125%
HK$38,462
baseline
▲ 0.50% · 4.625%
HK$40,802
+HK$2,340/mo
Deposit HK$5.29M · loan HK$7.94M · min. income ≈ HK$76,924/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$495,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,263
−HK$2,175/mo
▼ 0.25% · 3.875%
HK$41,343
−HK$1,095/mo
Today · 4.125%
HK$42,438
baseline
▲ 0.50% · 4.625%
HK$44,675
+HK$2,237/mo
Deposit HK$5.29M · loan HK$7.94M · min. income ≈ HK$84,876/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$495,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,224
−HK$2,648/mo
▼ 0.25% · 3.875%
HK$43,537
−HK$1,335/mo
Today · 4.125%
HK$44,872
baseline
▲ 0.50% · 4.625%
HK$47,602
+HK$2,730/mo
Deposit HK$3.97M · loan HK$9.26M · min. income ≈ HK$89,744/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$495,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,974
−HK$2,538/mo
▼ 0.25% · 3.875%
HK$48,234
−HK$1,278/mo
Today · 4.125%
HK$49,512
baseline
▲ 0.50% · 4.625%
HK$52,121
+HK$2,609/mo
Deposit HK$3.97M · loan HK$9.26M · min. income ≈ HK$99,024/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$495,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,288
−HK$3,404/mo
▼ 0.25% · 3.875%
HK$55,977
−HK$1,715/mo
Today · 4.125%
HK$57,692
baseline
▲ 0.50% · 4.625%
HK$61,203
+HK$3,511/mo
Deposit HK$1.32M · loan HK$11.90M · min. income ≈ HK$115,384/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$495,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,395
−HK$3,263/mo
▼ 0.25% · 3.875%
HK$62,015
−HK$1,643/mo
Today · 4.125%
HK$63,658
baseline
▲ 0.50% · 4.625%
HK$67,013
+HK$3,355/mo
Deposit HK$1.32M · loan HK$11.90M · min. income ≈ HK$127,316/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$495,997 · Scale 2, in force from 26 Feb 2026)