LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,161
−HK$1,891/mo
▼ 0.25% · 3.875%
HK$31,099
−HK$953/mo
Today · 4.125%
HK$32,052
baseline
▲ 0.50% · 4.625%
HK$34,002
+HK$1,950/mo
Deposit HK$6.61M · loan HK$6.61M · min. income ≈ HK$64,104/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$496,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,554
−HK$1,812/mo
▼ 0.25% · 3.875%
HK$34,453
−HK$913/mo
Today · 4.125%
HK$35,366
baseline
▲ 0.50% · 4.625%
HK$37,231
+HK$1,865/mo
Deposit HK$6.61M · loan HK$6.61M · min. income ≈ HK$70,732/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$496,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,193
−HK$2,270/mo
▼ 0.25% · 3.875%
HK$37,319
−HK$1,144/mo
Today · 4.125%
HK$38,463
baseline
▲ 0.50% · 4.625%
HK$40,803
+HK$2,340/mo
Deposit HK$5.29M · loan HK$7.94M · min. income ≈ HK$76,926/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$496,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,264
−HK$2,176/mo
▼ 0.25% · 3.875%
HK$41,344
−HK$1,096/mo
Today · 4.125%
HK$42,440
baseline
▲ 0.50% · 4.625%
HK$44,677
+HK$2,237/mo
Deposit HK$5.29M · loan HK$7.94M · min. income ≈ HK$84,880/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$496,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,225
−HK$2,648/mo
▼ 0.25% · 3.875%
HK$43,539
−HK$1,334/mo
Today · 4.125%
HK$44,873
baseline
▲ 0.50% · 4.625%
HK$47,603
+HK$2,730/mo
Deposit HK$3.97M · loan HK$9.26M · min. income ≈ HK$89,746/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$496,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,975
−HK$2,538/mo
▼ 0.25% · 3.875%
HK$48,235
−HK$1,278/mo
Today · 4.125%
HK$49,513
baseline
▲ 0.50% · 4.625%
HK$52,123
+HK$2,610/mo
Deposit HK$3.97M · loan HK$9.26M · min. income ≈ HK$99,026/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$496,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,289
−HK$3,405/mo
▼ 0.25% · 3.875%
HK$55,978
−HK$1,716/mo
Today · 4.125%
HK$57,694
baseline
▲ 0.50% · 4.625%
HK$61,204
+HK$3,510/mo
Deposit HK$1.32M · loan HK$11.90M · min. income ≈ HK$115,388/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$496,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,396
−HK$3,263/mo
▼ 0.25% · 3.875%
HK$62,016
−HK$1,643/mo
Today · 4.125%
HK$63,659
baseline
▲ 0.50% · 4.625%
HK$67,015
+HK$3,356/mo
Deposit HK$1.32M · loan HK$11.90M · min. income ≈ HK$127,318/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$496,010 · Scale 2, in force from 26 Feb 2026)