LTV · monthly repayment
▼ 0.50% · 3.625%
HK$301,615
−HK$18,914/mo
▼ 0.25% · 3.875%
HK$310,997
−HK$9,532/mo
Today · 4.125%
HK$320,529
baseline
▲ 0.50% · 4.625%
HK$340,032
+HK$19,503/mo
Deposit HK$66.14M · loan HK$66.14M · min. income ≈ HK$641,058/mo (50% DSR)
Upfront cash ≈ HK$74.73M (deposit + AVD stamp duty HK$8,597,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$335,543
−HK$18,129/mo
▼ 0.25% · 3.875%
HK$344,542
−HK$9,130/mo
Today · 4.125%
HK$353,672
baseline
▲ 0.50% · 4.625%
HK$372,314
+HK$18,642/mo
Deposit HK$66.14M · loan HK$66.14M · min. income ≈ HK$707,344/mo (50% DSR)
Upfront cash ≈ HK$74.73M (deposit + AVD stamp duty HK$8,597,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$361,938
−HK$22,696/mo
▼ 0.25% · 3.875%
HK$373,196
−HK$11,438/mo
Today · 4.125%
HK$384,634
baseline
▲ 0.50% · 4.625%
HK$408,038
+HK$23,404/mo
Deposit HK$52.91M · loan HK$79.36M · min. income ≈ HK$769,268/mo (50% DSR)
Upfront cash ≈ HK$61.51M (deposit + AVD stamp duty HK$8,597,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$402,652
−HK$21,754/mo
▼ 0.25% · 3.875%
HK$413,451
−HK$10,955/mo
Today · 4.125%
HK$424,406
baseline
▲ 0.50% · 4.625%
HK$446,777
+HK$22,371/mo
Deposit HK$52.91M · loan HK$79.36M · min. income ≈ HK$848,812/mo (50% DSR)
Upfront cash ≈ HK$61.51M (deposit + AVD stamp duty HK$8,597,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$422,261
−HK$26,479/mo
▼ 0.25% · 3.875%
HK$435,395
−HK$13,345/mo
Today · 4.125%
HK$448,740
baseline
▲ 0.50% · 4.625%
HK$476,045
+HK$27,305/mo
Deposit HK$39.68M · loan HK$92.59M · min. income ≈ HK$897,480/mo (50% DSR)
Upfront cash ≈ HK$48.28M (deposit + AVD stamp duty HK$8,597,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$469,761
−HK$25,379/mo
▼ 0.25% · 3.875%
HK$482,359
−HK$12,781/mo
Today · 4.125%
HK$495,140
baseline
▲ 0.50% · 4.625%
HK$521,240
+HK$26,100/mo
Deposit HK$39.68M · loan HK$92.59M · min. income ≈ HK$990,280/mo (50% DSR)
Upfront cash ≈ HK$48.28M (deposit + AVD stamp duty HK$8,597,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$542,906
−HK$34,045/mo
▼ 0.25% · 3.875%
HK$559,794
−HK$17,157/mo
Today · 4.125%
HK$576,951
baseline
▲ 0.50% · 4.625%
HK$612,058
+HK$35,107/mo
Deposit HK$13.23M · loan HK$119.05M · min. income ≈ HK$1,153,902/mo (50% DSR)
Upfront cash ≈ HK$21.82M (deposit + AVD stamp duty HK$8,597,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$603,978
−HK$32,631/mo
▼ 0.25% · 3.875%
HK$620,176
−HK$16,433/mo
Today · 4.125%
HK$636,609
baseline
▲ 0.50% · 4.625%
HK$670,166
+HK$33,557/mo
Deposit HK$13.23M · loan HK$119.05M · min. income ≈ HK$1,273,218/mo (50% DSR)
Upfront cash ≈ HK$21.82M (deposit + AVD stamp duty HK$8,597,697 · Scale 2, in force from 26 Feb 2026)