LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,162
−HK$1,892/mo
▼ 0.25% · 3.875%
HK$31,100
−HK$954/mo
Today · 4.125%
HK$32,054
baseline
▲ 0.50% · 4.625%
HK$34,004
+HK$1,950/mo
Deposit HK$6.61M · loan HK$6.61M · min. income ≈ HK$64,108/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$496,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,555
−HK$1,813/mo
▼ 0.25% · 3.875%
HK$34,455
−HK$913/mo
Today · 4.125%
HK$35,368
baseline
▲ 0.50% · 4.625%
HK$37,232
+HK$1,864/mo
Deposit HK$6.61M · loan HK$6.61M · min. income ≈ HK$70,736/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$496,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,195
−HK$2,269/mo
▼ 0.25% · 3.875%
HK$37,320
−HK$1,144/mo
Today · 4.125%
HK$38,464
baseline
▲ 0.50% · 4.625%
HK$40,805
+HK$2,341/mo
Deposit HK$5.29M · loan HK$7.94M · min. income ≈ HK$76,928/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$496,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,266
−HK$2,176/mo
▼ 0.25% · 3.875%
HK$41,346
−HK$1,096/mo
Today · 4.125%
HK$42,442
baseline
▲ 0.50% · 4.625%
HK$44,679
+HK$2,237/mo
Deposit HK$5.29M · loan HK$7.94M · min. income ≈ HK$84,884/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$496,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,227
−HK$2,648/mo
▼ 0.25% · 3.875%
HK$43,540
−HK$1,335/mo
Today · 4.125%
HK$44,875
baseline
▲ 0.50% · 4.625%
HK$47,605
+HK$2,730/mo
Deposit HK$3.97M · loan HK$9.26M · min. income ≈ HK$89,750/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$496,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,977
−HK$2,538/mo
▼ 0.25% · 3.875%
HK$48,237
−HK$1,278/mo
Today · 4.125%
HK$49,515
baseline
▲ 0.50% · 4.625%
HK$52,125
+HK$2,610/mo
Deposit HK$3.97M · loan HK$9.26M · min. income ≈ HK$99,030/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$496,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,292
−HK$3,404/mo
▼ 0.25% · 3.875%
HK$55,981
−HK$1,715/mo
Today · 4.125%
HK$57,696
baseline
▲ 0.50% · 4.625%
HK$61,207
+HK$3,511/mo
Deposit HK$1.32M · loan HK$11.90M · min. income ≈ HK$115,392/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$496,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,399
−HK$3,263/mo
▼ 0.25% · 3.875%
HK$62,019
−HK$1,643/mo
Today · 4.125%
HK$63,662
baseline
▲ 0.50% · 4.625%
HK$67,018
+HK$3,356/mo
Deposit HK$1.32M · loan HK$11.90M · min. income ≈ HK$127,324/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$496,032 · Scale 2, in force from 26 Feb 2026)