LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,164
−HK$1,892/mo
▼ 0.25% · 3.875%
HK$31,102
−HK$954/mo
Today · 4.125%
HK$32,056
baseline
▲ 0.50% · 4.625%
HK$34,006
+HK$1,950/mo
Deposit HK$6.61M · loan HK$6.61M · min. income ≈ HK$64,112/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$496,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,557
−HK$1,813/mo
▼ 0.25% · 3.875%
HK$34,457
−HK$913/mo
Today · 4.125%
HK$35,370
baseline
▲ 0.50% · 4.625%
HK$37,235
+HK$1,865/mo
Deposit HK$6.61M · loan HK$6.61M · min. income ≈ HK$70,740/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$496,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,197
−HK$2,270/mo
▼ 0.25% · 3.875%
HK$37,323
−HK$1,144/mo
Today · 4.125%
HK$38,467
baseline
▲ 0.50% · 4.625%
HK$40,807
+HK$2,340/mo
Deposit HK$5.29M · loan HK$7.94M · min. income ≈ HK$76,934/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$496,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,269
−HK$2,175/mo
▼ 0.25% · 3.875%
HK$41,349
−HK$1,095/mo
Today · 4.125%
HK$42,444
baseline
▲ 0.50% · 4.625%
HK$44,681
+HK$2,237/mo
Deposit HK$5.29M · loan HK$7.94M · min. income ≈ HK$84,888/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$496,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,230
−HK$2,648/mo
▼ 0.25% · 3.875%
HK$43,543
−HK$1,335/mo
Today · 4.125%
HK$44,878
baseline
▲ 0.50% · 4.625%
HK$47,609
+HK$2,731/mo
Deposit HK$3.97M · loan HK$9.26M · min. income ≈ HK$89,756/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$496,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,980
−HK$2,538/mo
▼ 0.25% · 3.875%
HK$48,240
−HK$1,278/mo
Today · 4.125%
HK$49,518
baseline
▲ 0.50% · 4.625%
HK$52,128
+HK$2,610/mo
Deposit HK$3.97M · loan HK$9.26M · min. income ≈ HK$99,036/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$496,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,295
−HK$3,405/mo
▼ 0.25% · 3.875%
HK$55,984
−HK$1,716/mo
Today · 4.125%
HK$57,700
baseline
▲ 0.50% · 4.625%
HK$61,211
+HK$3,511/mo
Deposit HK$1.32M · loan HK$11.91M · min. income ≈ HK$115,400/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$496,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,403
−HK$3,263/mo
▼ 0.25% · 3.875%
HK$62,023
−HK$1,643/mo
Today · 4.125%
HK$63,666
baseline
▲ 0.50% · 4.625%
HK$67,022
+HK$3,356/mo
Deposit HK$1.32M · loan HK$11.91M · min. income ≈ HK$127,332/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$496,063 · Scale 2, in force from 26 Feb 2026)