LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,165
−HK$1,892/mo
▼ 0.25% · 3.875%
HK$31,104
−HK$953/mo
Today · 4.125%
HK$32,057
baseline
▲ 0.50% · 4.625%
HK$34,008
+HK$1,951/mo
Deposit HK$6.61M · loan HK$6.61M · min. income ≈ HK$64,114/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$496,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,559
−HK$1,813/mo
▼ 0.25% · 3.875%
HK$34,459
−HK$913/mo
Today · 4.125%
HK$35,372
baseline
▲ 0.50% · 4.625%
HK$37,236
+HK$1,864/mo
Deposit HK$6.61M · loan HK$6.61M · min. income ≈ HK$70,744/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$496,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,198
−HK$2,270/mo
▼ 0.25% · 3.875%
HK$37,324
−HK$1,144/mo
Today · 4.125%
HK$38,468
baseline
▲ 0.50% · 4.625%
HK$40,809
+HK$2,341/mo
Deposit HK$5.29M · loan HK$7.94M · min. income ≈ HK$76,936/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$496,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,270
−HK$2,176/mo
▼ 0.25% · 3.875%
HK$41,350
−HK$1,096/mo
Today · 4.125%
HK$42,446
baseline
▲ 0.50% · 4.625%
HK$44,683
+HK$2,237/mo
Deposit HK$5.29M · loan HK$7.94M · min. income ≈ HK$84,892/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$496,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,231
−HK$2,649/mo
▼ 0.25% · 3.875%
HK$43,545
−HK$1,335/mo
Today · 4.125%
HK$44,880
baseline
▲ 0.50% · 4.625%
HK$47,611
+HK$2,731/mo
Deposit HK$3.97M · loan HK$9.26M · min. income ≈ HK$89,760/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$496,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,982
−HK$2,538/mo
▼ 0.25% · 3.875%
HK$48,242
−HK$1,278/mo
Today · 4.125%
HK$49,520
baseline
▲ 0.50% · 4.625%
HK$52,131
+HK$2,611/mo
Deposit HK$3.97M · loan HK$9.26M · min. income ≈ HK$99,040/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$496,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,298
−HK$3,404/mo
▼ 0.25% · 3.875%
HK$55,986
−HK$1,716/mo
Today · 4.125%
HK$57,702
baseline
▲ 0.50% · 4.625%
HK$61,214
+HK$3,512/mo
Deposit HK$1.32M · loan HK$11.91M · min. income ≈ HK$115,404/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$496,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,405
−HK$3,264/mo
▼ 0.25% · 3.875%
HK$62,026
−HK$1,643/mo
Today · 4.125%
HK$63,669
baseline
▲ 0.50% · 4.625%
HK$67,025
+HK$3,356/mo
Deposit HK$1.32M · loan HK$11.91M · min. income ≈ HK$127,338/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$496,084 · Scale 2, in force from 26 Feb 2026)