LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,166
−HK$1,892/mo
▼ 0.25% · 3.875%
HK$31,105
−HK$953/mo
Today · 4.125%
HK$32,058
baseline
▲ 0.50% · 4.625%
HK$34,009
+HK$1,951/mo
Deposit HK$6.61M · loan HK$6.61M · min. income ≈ HK$64,116/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$496,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,560
−HK$1,813/mo
▼ 0.25% · 3.875%
HK$34,460
−HK$913/mo
Today · 4.125%
HK$35,373
baseline
▲ 0.50% · 4.625%
HK$37,237
+HK$1,864/mo
Deposit HK$6.61M · loan HK$6.61M · min. income ≈ HK$70,746/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$496,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,200
−HK$2,270/mo
▼ 0.25% · 3.875%
HK$37,326
−HK$1,144/mo
Today · 4.125%
HK$38,470
baseline
▲ 0.50% · 4.625%
HK$40,810
+HK$2,340/mo
Deposit HK$5.29M · loan HK$7.94M · min. income ≈ HK$76,940/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$496,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,272
−HK$2,175/mo
▼ 0.25% · 3.875%
HK$41,352
−HK$1,095/mo
Today · 4.125%
HK$42,447
baseline
▲ 0.50% · 4.625%
HK$44,685
+HK$2,238/mo
Deposit HK$5.29M · loan HK$7.94M · min. income ≈ HK$84,894/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$496,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,233
−HK$2,648/mo
▼ 0.25% · 3.875%
HK$43,547
−HK$1,334/mo
Today · 4.125%
HK$44,881
baseline
▲ 0.50% · 4.625%
HK$47,612
+HK$2,731/mo
Deposit HK$3.97M · loan HK$9.26M · min. income ≈ HK$89,762/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$496,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,984
−HK$2,538/mo
▼ 0.25% · 3.875%
HK$48,244
−HK$1,278/mo
Today · 4.125%
HK$49,522
baseline
▲ 0.50% · 4.625%
HK$52,132
+HK$2,610/mo
Deposit HK$3.97M · loan HK$9.26M · min. income ≈ HK$99,044/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$496,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,299
−HK$3,405/mo
▼ 0.25% · 3.875%
HK$55,988
−HK$1,716/mo
Today · 4.125%
HK$57,704
baseline
▲ 0.50% · 4.625%
HK$61,216
+HK$3,512/mo
Deposit HK$1.32M · loan HK$11.91M · min. income ≈ HK$115,408/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$496,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,408
−HK$3,263/mo
▼ 0.25% · 3.875%
HK$62,028
−HK$1,643/mo
Today · 4.125%
HK$63,671
baseline
▲ 0.50% · 4.625%
HK$67,027
+HK$3,356/mo
Deposit HK$1.32M · loan HK$11.91M · min. income ≈ HK$127,342/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$496,101 · Scale 2, in force from 26 Feb 2026)