LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,168
−HK$1,892/mo
▼ 0.25% · 3.875%
HK$31,106
−HK$954/mo
Today · 4.125%
HK$32,060
baseline
▲ 0.50% · 4.625%
HK$34,011
+HK$1,951/mo
Deposit HK$6.62M · loan HK$6.62M · min. income ≈ HK$64,120/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$496,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,562
−HK$1,813/mo
▼ 0.25% · 3.875%
HK$34,462
−HK$913/mo
Today · 4.125%
HK$35,375
baseline
▲ 0.50% · 4.625%
HK$37,240
+HK$1,865/mo
Deposit HK$6.62M · loan HK$6.62M · min. income ≈ HK$70,750/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$496,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,202
−HK$2,270/mo
▼ 0.25% · 3.875%
HK$37,328
−HK$1,144/mo
Today · 4.125%
HK$38,472
baseline
▲ 0.50% · 4.625%
HK$40,813
+HK$2,341/mo
Deposit HK$5.29M · loan HK$7.94M · min. income ≈ HK$76,944/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$496,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,274
−HK$2,176/mo
▼ 0.25% · 3.875%
HK$41,354
−HK$1,096/mo
Today · 4.125%
HK$42,450
baseline
▲ 0.50% · 4.625%
HK$44,687
+HK$2,237/mo
Deposit HK$5.29M · loan HK$7.94M · min. income ≈ HK$84,900/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$496,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,235
−HK$2,649/mo
▼ 0.25% · 3.875%
HK$43,549
−HK$1,335/mo
Today · 4.125%
HK$44,884
baseline
▲ 0.50% · 4.625%
HK$47,615
+HK$2,731/mo
Deposit HK$3.97M · loan HK$9.26M · min. income ≈ HK$89,768/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$496,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,986
−HK$2,539/mo
▼ 0.25% · 3.875%
HK$48,246
−HK$1,279/mo
Today · 4.125%
HK$49,525
baseline
▲ 0.50% · 4.625%
HK$52,135
+HK$2,610/mo
Deposit HK$3.97M · loan HK$9.26M · min. income ≈ HK$99,050/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$496,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,302
−HK$3,406/mo
▼ 0.25% · 3.875%
HK$55,992
−HK$1,716/mo
Today · 4.125%
HK$57,708
baseline
▲ 0.50% · 4.625%
HK$61,219
+HK$3,511/mo
Deposit HK$1.32M · loan HK$11.91M · min. income ≈ HK$115,416/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$496,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,411
−HK$3,264/mo
▼ 0.25% · 3.875%
HK$62,031
−HK$1,644/mo
Today · 4.125%
HK$63,675
baseline
▲ 0.50% · 4.625%
HK$67,031
+HK$3,356/mo
Deposit HK$1.32M · loan HK$11.91M · min. income ≈ HK$127,350/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$496,129 · Scale 2, in force from 26 Feb 2026)