LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,173
−HK$1,892/mo
▼ 0.25% · 3.875%
HK$31,111
−HK$954/mo
Today · 4.125%
HK$32,065
baseline
▲ 0.50% · 4.625%
HK$34,016
+HK$1,951/mo
Deposit HK$6.62M · loan HK$6.62M · min. income ≈ HK$64,130/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$496,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,567
−HK$1,813/mo
▼ 0.25% · 3.875%
HK$34,467
−HK$913/mo
Today · 4.125%
HK$35,380
baseline
▲ 0.50% · 4.625%
HK$37,245
+HK$1,865/mo
Deposit HK$6.62M · loan HK$6.62M · min. income ≈ HK$70,760/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$496,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,207
−HK$2,271/mo
▼ 0.25% · 3.875%
HK$37,333
−HK$1,145/mo
Today · 4.125%
HK$38,478
baseline
▲ 0.50% · 4.625%
HK$40,819
+HK$2,341/mo
Deposit HK$5.29M · loan HK$7.94M · min. income ≈ HK$76,956/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$496,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,280
−HK$2,176/mo
▼ 0.25% · 3.875%
HK$41,360
−HK$1,096/mo
Today · 4.125%
HK$42,456
baseline
▲ 0.50% · 4.625%
HK$44,694
+HK$2,238/mo
Deposit HK$5.29M · loan HK$7.94M · min. income ≈ HK$84,912/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$496,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,242
−HK$2,649/mo
▼ 0.25% · 3.875%
HK$43,556
−HK$1,335/mo
Today · 4.125%
HK$44,891
baseline
▲ 0.50% · 4.625%
HK$47,622
+HK$2,731/mo
Deposit HK$3.97M · loan HK$9.26M · min. income ≈ HK$89,782/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$496,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,993
−HK$2,539/mo
▼ 0.25% · 3.875%
HK$48,254
−HK$1,278/mo
Today · 4.125%
HK$49,532
baseline
▲ 0.50% · 4.625%
HK$52,143
+HK$2,611/mo
Deposit HK$3.97M · loan HK$9.26M · min. income ≈ HK$99,064/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$496,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,311
−HK$3,405/mo
▼ 0.25% · 3.875%
HK$56,000
−HK$1,716/mo
Today · 4.125%
HK$57,716
baseline
▲ 0.50% · 4.625%
HK$61,228
+HK$3,512/mo
Deposit HK$1.32M · loan HK$11.91M · min. income ≈ HK$115,432/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$496,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,420
−HK$3,264/mo
▼ 0.25% · 3.875%
HK$62,040
−HK$1,644/mo
Today · 4.125%
HK$63,684
baseline
▲ 0.50% · 4.625%
HK$67,041
+HK$3,357/mo
Deposit HK$1.32M · loan HK$11.91M · min. income ≈ HK$127,368/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$496,204 · Scale 2, in force from 26 Feb 2026)