LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,174
−HK$1,892/mo
▼ 0.25% · 3.875%
HK$31,113
−HK$953/mo
Today · 4.125%
HK$32,066
baseline
▲ 0.50% · 4.625%
HK$34,018
+HK$1,952/mo
Deposit HK$6.62M · loan HK$6.62M · min. income ≈ HK$64,132/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$496,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,569
−HK$1,813/mo
▼ 0.25% · 3.875%
HK$34,469
−HK$913/mo
Today · 4.125%
HK$35,382
baseline
▲ 0.50% · 4.625%
HK$37,247
+HK$1,865/mo
Deposit HK$6.62M · loan HK$6.62M · min. income ≈ HK$70,764/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$496,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,209
−HK$2,271/mo
▼ 0.25% · 3.875%
HK$37,335
−HK$1,145/mo
Today · 4.125%
HK$38,480
baseline
▲ 0.50% · 4.625%
HK$40,821
+HK$2,341/mo
Deposit HK$5.29M · loan HK$7.94M · min. income ≈ HK$76,960/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$496,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,282
−HK$2,177/mo
▼ 0.25% · 3.875%
HK$41,363
−HK$1,096/mo
Today · 4.125%
HK$42,459
baseline
▲ 0.50% · 4.625%
HK$44,697
+HK$2,238/mo
Deposit HK$5.29M · loan HK$7.94M · min. income ≈ HK$84,918/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$496,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,244
−HK$2,649/mo
▼ 0.25% · 3.875%
HK$43,558
−HK$1,335/mo
Today · 4.125%
HK$44,893
baseline
▲ 0.50% · 4.625%
HK$47,625
+HK$2,732/mo
Deposit HK$3.97M · loan HK$9.26M · min. income ≈ HK$89,786/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$496,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,996
−HK$2,539/mo
▼ 0.25% · 3.875%
HK$48,256
−HK$1,279/mo
Today · 4.125%
HK$49,535
baseline
▲ 0.50% · 4.625%
HK$52,146
+HK$2,611/mo
Deposit HK$3.97M · loan HK$9.26M · min. income ≈ HK$99,070/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$496,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,314
−HK$3,406/mo
▼ 0.25% · 3.875%
HK$56,003
−HK$1,717/mo
Today · 4.125%
HK$57,720
baseline
▲ 0.50% · 4.625%
HK$61,232
+HK$3,512/mo
Deposit HK$1.32M · loan HK$11.91M · min. income ≈ HK$115,440/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$496,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,423
−HK$3,265/mo
▼ 0.25% · 3.875%
HK$62,044
−HK$1,644/mo
Today · 4.125%
HK$63,688
baseline
▲ 0.50% · 4.625%
HK$67,045
+HK$3,357/mo
Deposit HK$1.32M · loan HK$11.91M · min. income ≈ HK$127,376/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$496,232 · Scale 2, in force from 26 Feb 2026)