LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,176
−HK$1,892/mo
▼ 0.25% · 3.875%
HK$31,114
−HK$954/mo
Today · 4.125%
HK$32,068
baseline
▲ 0.50% · 4.625%
HK$34,019
+HK$1,951/mo
Deposit HK$6.62M · loan HK$6.62M · min. income ≈ HK$64,136/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$496,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,570
−HK$1,814/mo
▼ 0.25% · 3.875%
HK$34,471
−HK$913/mo
Today · 4.125%
HK$35,384
baseline
▲ 0.50% · 4.625%
HK$37,249
+HK$1,865/mo
Deposit HK$6.62M · loan HK$6.62M · min. income ≈ HK$70,768/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$496,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,211
−HK$2,271/mo
▼ 0.25% · 3.875%
HK$37,337
−HK$1,145/mo
Today · 4.125%
HK$38,482
baseline
▲ 0.50% · 4.625%
HK$40,823
+HK$2,341/mo
Deposit HK$5.29M · loan HK$7.94M · min. income ≈ HK$76,964/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$496,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,284
−HK$2,177/mo
▼ 0.25% · 3.875%
HK$41,365
−HK$1,096/mo
Today · 4.125%
HK$42,461
baseline
▲ 0.50% · 4.625%
HK$44,699
+HK$2,238/mo
Deposit HK$5.29M · loan HK$7.94M · min. income ≈ HK$84,922/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$496,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,246
−HK$2,649/mo
▼ 0.25% · 3.875%
HK$43,560
−HK$1,335/mo
Today · 4.125%
HK$44,895
baseline
▲ 0.50% · 4.625%
HK$47,627
+HK$2,732/mo
Deposit HK$3.97M · loan HK$9.26M · min. income ≈ HK$89,790/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$496,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,998
−HK$2,540/mo
▼ 0.25% · 3.875%
HK$48,259
−HK$1,279/mo
Today · 4.125%
HK$49,538
baseline
▲ 0.50% · 4.625%
HK$52,149
+HK$2,611/mo
Deposit HK$3.97M · loan HK$9.26M · min. income ≈ HK$99,076/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$496,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,316
−HK$3,407/mo
▼ 0.25% · 3.875%
HK$56,006
−HK$1,717/mo
Today · 4.125%
HK$57,723
baseline
▲ 0.50% · 4.625%
HK$61,235
+HK$3,512/mo
Deposit HK$1.32M · loan HK$11.91M · min. income ≈ HK$115,446/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$496,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,426
−HK$3,265/mo
▼ 0.25% · 3.875%
HK$62,047
−HK$1,644/mo
Today · 4.125%
HK$63,691
baseline
▲ 0.50% · 4.625%
HK$67,048
+HK$3,357/mo
Deposit HK$1.32M · loan HK$11.91M · min. income ≈ HK$127,382/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$496,257 · Scale 2, in force from 26 Feb 2026)