LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,178
−HK$1,892/mo
▼ 0.25% · 3.875%
HK$31,117
−HK$953/mo
Today · 4.125%
HK$32,070
baseline
▲ 0.50% · 4.625%
HK$34,022
+HK$1,952/mo
Deposit HK$6.62M · loan HK$6.62M · min. income ≈ HK$64,140/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$496,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,573
−HK$1,813/mo
▼ 0.25% · 3.875%
HK$34,473
−HK$913/mo
Today · 4.125%
HK$35,386
baseline
▲ 0.50% · 4.625%
HK$37,252
+HK$1,866/mo
Deposit HK$6.62M · loan HK$6.62M · min. income ≈ HK$70,772/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$496,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,214
−HK$2,270/mo
▼ 0.25% · 3.875%
HK$37,340
−HK$1,144/mo
Today · 4.125%
HK$38,484
baseline
▲ 0.50% · 4.625%
HK$40,826
+HK$2,342/mo
Deposit HK$5.29M · loan HK$7.94M · min. income ≈ HK$76,968/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$496,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,287
−HK$2,177/mo
▼ 0.25% · 3.875%
HK$41,368
−HK$1,096/mo
Today · 4.125%
HK$42,464
baseline
▲ 0.50% · 4.625%
HK$44,702
+HK$2,238/mo
Deposit HK$5.29M · loan HK$7.94M · min. income ≈ HK$84,928/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$496,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,249
−HK$2,650/mo
▼ 0.25% · 3.875%
HK$43,563
−HK$1,336/mo
Today · 4.125%
HK$44,899
baseline
▲ 0.50% · 4.625%
HK$47,630
+HK$2,731/mo
Deposit HK$3.97M · loan HK$9.26M · min. income ≈ HK$89,798/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$496,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,002
−HK$2,539/mo
▼ 0.25% · 3.875%
HK$48,262
−HK$1,279/mo
Today · 4.125%
HK$49,541
baseline
▲ 0.50% · 4.625%
HK$52,152
+HK$2,611/mo
Deposit HK$3.97M · loan HK$9.26M · min. income ≈ HK$99,082/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$496,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,320
−HK$3,407/mo
▼ 0.25% · 3.875%
HK$56,010
−HK$1,717/mo
Today · 4.125%
HK$57,727
baseline
▲ 0.50% · 4.625%
HK$61,239
+HK$3,512/mo
Deposit HK$1.32M · loan HK$11.91M · min. income ≈ HK$115,454/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$496,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,431
−HK$3,265/mo
▼ 0.25% · 3.875%
HK$62,052
−HK$1,644/mo
Today · 4.125%
HK$63,696
baseline
▲ 0.50% · 4.625%
HK$67,053
+HK$3,357/mo
Deposit HK$1.32M · loan HK$11.91M · min. income ≈ HK$127,392/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$496,293 · Scale 2, in force from 26 Feb 2026)