LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,179
−HK$1,892/mo
▼ 0.25% · 3.875%
HK$31,117
−HK$954/mo
Today · 4.125%
HK$32,071
baseline
▲ 0.50% · 4.625%
HK$34,022
+HK$1,951/mo
Deposit HK$6.62M · loan HK$6.62M · min. income ≈ HK$64,142/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$496,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,573
−HK$1,814/mo
▼ 0.25% · 3.875%
HK$34,474
−HK$913/mo
Today · 4.125%
HK$35,387
baseline
▲ 0.50% · 4.625%
HK$37,253
+HK$1,866/mo
Deposit HK$6.62M · loan HK$6.62M · min. income ≈ HK$70,774/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$496,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,214
−HK$2,271/mo
▼ 0.25% · 3.875%
HK$37,341
−HK$1,144/mo
Today · 4.125%
HK$38,485
baseline
▲ 0.50% · 4.625%
HK$40,827
+HK$2,342/mo
Deposit HK$5.29M · loan HK$7.94M · min. income ≈ HK$76,970/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$496,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,288
−HK$2,177/mo
▼ 0.25% · 3.875%
HK$41,369
−HK$1,096/mo
Today · 4.125%
HK$42,465
baseline
▲ 0.50% · 4.625%
HK$44,703
+HK$2,238/mo
Deposit HK$5.29M · loan HK$7.94M · min. income ≈ HK$84,930/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$496,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,250
−HK$2,649/mo
▼ 0.25% · 3.875%
HK$43,564
−HK$1,335/mo
Today · 4.125%
HK$44,899
baseline
▲ 0.50% · 4.625%
HK$47,631
+HK$2,732/mo
Deposit HK$3.97M · loan HK$9.26M · min. income ≈ HK$89,798/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$496,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,003
−HK$2,539/mo
▼ 0.25% · 3.875%
HK$48,263
−HK$1,279/mo
Today · 4.125%
HK$49,542
baseline
▲ 0.50% · 4.625%
HK$52,154
+HK$2,612/mo
Deposit HK$3.97M · loan HK$9.26M · min. income ≈ HK$99,084/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$496,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,321
−HK$3,407/mo
▼ 0.25% · 3.875%
HK$56,011
−HK$1,717/mo
Today · 4.125%
HK$57,728
baseline
▲ 0.50% · 4.625%
HK$61,240
+HK$3,512/mo
Deposit HK$1.32M · loan HK$11.91M · min. income ≈ HK$115,456/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$496,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,432
−HK$3,265/mo
▼ 0.25% · 3.875%
HK$62,053
−HK$1,644/mo
Today · 4.125%
HK$63,697
baseline
▲ 0.50% · 4.625%
HK$67,055
+HK$3,358/mo
Deposit HK$1.32M · loan HK$11.91M · min. income ≈ HK$127,394/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$496,303 · Scale 2, in force from 26 Feb 2026)