LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,182
−HK$1,893/mo
▼ 0.25% · 3.875%
HK$31,121
−HK$954/mo
Today · 4.125%
HK$32,075
baseline
▲ 0.50% · 4.625%
HK$34,027
+HK$1,952/mo
Deposit HK$6.62M · loan HK$6.62M · min. income ≈ HK$64,150/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$496,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,577
−HK$1,815/mo
▼ 0.25% · 3.875%
HK$34,478
−HK$914/mo
Today · 4.125%
HK$35,392
baseline
▲ 0.50% · 4.625%
HK$37,257
+HK$1,865/mo
Deposit HK$6.62M · loan HK$6.62M · min. income ≈ HK$70,784/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$496,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,219
−HK$2,271/mo
▼ 0.25% · 3.875%
HK$37,345
−HK$1,145/mo
Today · 4.125%
HK$38,490
baseline
▲ 0.50% · 4.625%
HK$40,832
+HK$2,342/mo
Deposit HK$5.29M · loan HK$7.94M · min. income ≈ HK$76,980/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$496,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,293
−HK$2,177/mo
▼ 0.25% · 3.875%
HK$41,374
−HK$1,096/mo
Today · 4.125%
HK$42,470
baseline
▲ 0.50% · 4.625%
HK$44,709
+HK$2,239/mo
Deposit HK$5.29M · loan HK$7.94M · min. income ≈ HK$84,940/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$496,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,255
−HK$2,650/mo
▼ 0.25% · 3.875%
HK$43,570
−HK$1,335/mo
Today · 4.125%
HK$44,905
baseline
▲ 0.50% · 4.625%
HK$47,637
+HK$2,732/mo
Deposit HK$3.97M · loan HK$9.27M · min. income ≈ HK$89,810/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$496,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,008
−HK$2,540/mo
▼ 0.25% · 3.875%
HK$48,269
−HK$1,279/mo
Today · 4.125%
HK$49,548
baseline
▲ 0.50% · 4.625%
HK$52,160
+HK$2,612/mo
Deposit HK$3.97M · loan HK$9.27M · min. income ≈ HK$99,096/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$496,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,328
−HK$3,407/mo
▼ 0.25% · 3.875%
HK$56,018
−HK$1,717/mo
Today · 4.125%
HK$57,735
baseline
▲ 0.50% · 4.625%
HK$61,248
+HK$3,513/mo
Deposit HK$1.32M · loan HK$11.91M · min. income ≈ HK$115,470/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$496,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,439
−HK$3,266/mo
▼ 0.25% · 3.875%
HK$62,060
−HK$1,645/mo
Today · 4.125%
HK$63,705
baseline
▲ 0.50% · 4.625%
HK$67,063
+HK$3,358/mo
Deposit HK$1.32M · loan HK$11.91M · min. income ≈ HK$127,410/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$496,364 · Scale 2, in force from 26 Feb 2026)