LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,185
−HK$1,893/mo
▼ 0.25% · 3.875%
HK$31,124
−HK$954/mo
Today · 4.125%
HK$32,078
baseline
▲ 0.50% · 4.625%
HK$34,030
+HK$1,952/mo
Deposit HK$6.62M · loan HK$6.62M · min. income ≈ HK$64,156/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$496,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,581
−HK$1,814/mo
▼ 0.25% · 3.875%
HK$34,481
−HK$914/mo
Today · 4.125%
HK$35,395
baseline
▲ 0.50% · 4.625%
HK$37,261
+HK$1,866/mo
Deposit HK$6.62M · loan HK$6.62M · min. income ≈ HK$70,790/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$496,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,222
−HK$2,272/mo
▼ 0.25% · 3.875%
HK$37,349
−HK$1,145/mo
Today · 4.125%
HK$38,494
baseline
▲ 0.50% · 4.625%
HK$40,836
+HK$2,342/mo
Deposit HK$5.30M · loan HK$7.94M · min. income ≈ HK$76,988/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$496,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,297
−HK$2,177/mo
▼ 0.25% · 3.875%
HK$41,378
−HK$1,096/mo
Today · 4.125%
HK$42,474
baseline
▲ 0.50% · 4.625%
HK$44,713
+HK$2,239/mo
Deposit HK$5.30M · loan HK$7.94M · min. income ≈ HK$84,948/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$496,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,259
−HK$2,650/mo
▼ 0.25% · 3.875%
HK$43,574
−HK$1,335/mo
Today · 4.125%
HK$44,909
baseline
▲ 0.50% · 4.625%
HK$47,642
+HK$2,733/mo
Deposit HK$3.97M · loan HK$9.27M · min. income ≈ HK$89,818/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$496,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,013
−HK$2,540/mo
▼ 0.25% · 3.875%
HK$48,274
−HK$1,279/mo
Today · 4.125%
HK$49,553
baseline
▲ 0.50% · 4.625%
HK$52,165
+HK$2,612/mo
Deposit HK$3.97M · loan HK$9.27M · min. income ≈ HK$99,106/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$496,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,334
−HK$3,407/mo
▼ 0.25% · 3.875%
HK$56,024
−HK$1,717/mo
Today · 4.125%
HK$57,741
baseline
▲ 0.50% · 4.625%
HK$61,254
+HK$3,513/mo
Deposit HK$1.32M · loan HK$11.91M · min. income ≈ HK$115,482/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$496,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,445
−HK$3,266/mo
▼ 0.25% · 3.875%
HK$62,067
−HK$1,644/mo
Today · 4.125%
HK$63,711
baseline
▲ 0.50% · 4.625%
HK$67,069
+HK$3,358/mo
Deposit HK$1.32M · loan HK$11.91M · min. income ≈ HK$127,422/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$496,413 · Scale 2, in force from 26 Feb 2026)