LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,189
−HK$1,893/mo
▼ 0.25% · 3.875%
HK$31,128
−HK$954/mo
Today · 4.125%
HK$32,082
baseline
▲ 0.50% · 4.625%
HK$34,034
+HK$1,952/mo
Deposit HK$6.62M · loan HK$6.62M · min. income ≈ HK$64,164/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$496,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,585
−HK$1,814/mo
▼ 0.25% · 3.875%
HK$34,485
−HK$914/mo
Today · 4.125%
HK$35,399
baseline
▲ 0.50% · 4.625%
HK$37,265
+HK$1,866/mo
Deposit HK$6.62M · loan HK$6.62M · min. income ≈ HK$70,798/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$496,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,226
−HK$2,272/mo
▼ 0.25% · 3.875%
HK$37,353
−HK$1,145/mo
Today · 4.125%
HK$38,498
baseline
▲ 0.50% · 4.625%
HK$40,841
+HK$2,343/mo
Deposit HK$5.30M · loan HK$7.94M · min. income ≈ HK$76,996/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$496,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,301
−HK$2,178/mo
▼ 0.25% · 3.875%
HK$41,382
−HK$1,097/mo
Today · 4.125%
HK$42,479
baseline
▲ 0.50% · 4.625%
HK$44,718
+HK$2,239/mo
Deposit HK$5.30M · loan HK$7.94M · min. income ≈ HK$84,958/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$496,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,264
−HK$2,650/mo
▼ 0.25% · 3.875%
HK$43,579
−HK$1,335/mo
Today · 4.125%
HK$44,914
baseline
▲ 0.50% · 4.625%
HK$47,647
+HK$2,733/mo
Deposit HK$3.97M · loan HK$9.27M · min. income ≈ HK$89,828/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$496,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,018
−HK$2,541/mo
▼ 0.25% · 3.875%
HK$48,279
−HK$1,280/mo
Today · 4.125%
HK$49,559
baseline
▲ 0.50% · 4.625%
HK$52,171
+HK$2,612/mo
Deposit HK$3.97M · loan HK$9.27M · min. income ≈ HK$99,118/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$496,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,339
−HK$3,408/mo
▼ 0.25% · 3.875%
HK$56,030
−HK$1,717/mo
Today · 4.125%
HK$57,747
baseline
▲ 0.50% · 4.625%
HK$61,261
+HK$3,514/mo
Deposit HK$1.32M · loan HK$11.92M · min. income ≈ HK$115,494/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$496,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,452
−HK$3,266/mo
▼ 0.25% · 3.875%
HK$62,073
−HK$1,645/mo
Today · 4.125%
HK$63,718
baseline
▲ 0.50% · 4.625%
HK$67,077
+HK$3,359/mo
Deposit HK$1.32M · loan HK$11.92M · min. income ≈ HK$127,436/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$496,468 · Scale 2, in force from 26 Feb 2026)