LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,190
−HK$1,893/mo
▼ 0.25% · 3.875%
HK$31,129
−HK$954/mo
Today · 4.125%
HK$32,083
baseline
▲ 0.50% · 4.625%
HK$34,035
+HK$1,952/mo
Deposit HK$6.62M · loan HK$6.62M · min. income ≈ HK$64,166/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$496,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,586
−HK$1,815/mo
▼ 0.25% · 3.875%
HK$34,487
−HK$914/mo
Today · 4.125%
HK$35,401
baseline
▲ 0.50% · 4.625%
HK$37,267
+HK$1,866/mo
Deposit HK$6.62M · loan HK$6.62M · min. income ≈ HK$70,802/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$496,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,228
−HK$2,272/mo
▼ 0.25% · 3.875%
HK$37,355
−HK$1,145/mo
Today · 4.125%
HK$38,500
baseline
▲ 0.50% · 4.625%
HK$40,843
+HK$2,343/mo
Deposit HK$5.30M · loan HK$7.94M · min. income ≈ HK$77,000/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$496,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,303
−HK$2,178/mo
▼ 0.25% · 3.875%
HK$41,384
−HK$1,097/mo
Today · 4.125%
HK$42,481
baseline
▲ 0.50% · 4.625%
HK$44,720
+HK$2,239/mo
Deposit HK$5.30M · loan HK$7.94M · min. income ≈ HK$84,962/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$496,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,266
−HK$2,651/mo
▼ 0.25% · 3.875%
HK$43,581
−HK$1,336/mo
Today · 4.125%
HK$44,917
baseline
▲ 0.50% · 4.625%
HK$47,650
+HK$2,733/mo
Deposit HK$3.97M · loan HK$9.27M · min. income ≈ HK$89,834/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$496,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,021
−HK$2,540/mo
▼ 0.25% · 3.875%
HK$48,282
−HK$1,279/mo
Today · 4.125%
HK$49,561
baseline
▲ 0.50% · 4.625%
HK$52,174
+HK$2,613/mo
Deposit HK$3.97M · loan HK$9.27M · min. income ≈ HK$99,122/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$496,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,342
−HK$3,408/mo
▼ 0.25% · 3.875%
HK$56,033
−HK$1,717/mo
Today · 4.125%
HK$57,750
baseline
▲ 0.50% · 4.625%
HK$61,264
+HK$3,514/mo
Deposit HK$1.32M · loan HK$11.92M · min. income ≈ HK$115,500/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$496,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,455
−HK$3,266/mo
▼ 0.25% · 3.875%
HK$62,077
−HK$1,644/mo
Today · 4.125%
HK$63,721
baseline
▲ 0.50% · 4.625%
HK$67,080
+HK$3,359/mo
Deposit HK$1.32M · loan HK$11.92M · min. income ≈ HK$127,442/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$496,493 · Scale 2, in force from 26 Feb 2026)