LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,191
−HK$1,893/mo
▼ 0.25% · 3.875%
HK$31,130
−HK$954/mo
Today · 4.125%
HK$32,084
baseline
▲ 0.50% · 4.625%
HK$34,036
+HK$1,952/mo
Deposit HK$6.62M · loan HK$6.62M · min. income ≈ HK$64,168/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$496,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,587
−HK$1,815/mo
▼ 0.25% · 3.875%
HK$34,488
−HK$914/mo
Today · 4.125%
HK$35,402
baseline
▲ 0.50% · 4.625%
HK$37,268
+HK$1,866/mo
Deposit HK$6.62M · loan HK$6.62M · min. income ≈ HK$70,804/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$496,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,229
−HK$2,272/mo
▼ 0.25% · 3.875%
HK$37,356
−HK$1,145/mo
Today · 4.125%
HK$38,501
baseline
▲ 0.50% · 4.625%
HK$40,844
+HK$2,343/mo
Deposit HK$5.30M · loan HK$7.94M · min. income ≈ HK$77,002/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$496,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,304
−HK$2,178/mo
▼ 0.25% · 3.875%
HK$41,385
−HK$1,097/mo
Today · 4.125%
HK$42,482
baseline
▲ 0.50% · 4.625%
HK$44,721
+HK$2,239/mo
Deposit HK$5.30M · loan HK$7.94M · min. income ≈ HK$84,964/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$496,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,267
−HK$2,651/mo
▼ 0.25% · 3.875%
HK$43,582
−HK$1,336/mo
Today · 4.125%
HK$44,918
baseline
▲ 0.50% · 4.625%
HK$47,651
+HK$2,733/mo
Deposit HK$3.97M · loan HK$9.27M · min. income ≈ HK$89,836/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$496,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,022
−HK$2,540/mo
▼ 0.25% · 3.875%
HK$48,283
−HK$1,279/mo
Today · 4.125%
HK$49,562
baseline
▲ 0.50% · 4.625%
HK$52,175
+HK$2,613/mo
Deposit HK$3.97M · loan HK$9.27M · min. income ≈ HK$99,124/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$496,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,344
−HK$3,407/mo
▼ 0.25% · 3.875%
HK$56,034
−HK$1,717/mo
Today · 4.125%
HK$57,751
baseline
▲ 0.50% · 4.625%
HK$61,265
+HK$3,514/mo
Deposit HK$1.32M · loan HK$11.92M · min. income ≈ HK$115,502/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$496,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,457
−HK$3,266/mo
▼ 0.25% · 3.875%
HK$62,078
−HK$1,645/mo
Today · 4.125%
HK$63,723
baseline
▲ 0.50% · 4.625%
HK$67,082
+HK$3,359/mo
Deposit HK$1.32M · loan HK$11.92M · min. income ≈ HK$127,446/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$496,504 · Scale 2, in force from 26 Feb 2026)