LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,192
−HK$1,894/mo
▼ 0.25% · 3.875%
HK$31,132
−HK$954/mo
Today · 4.125%
HK$32,086
baseline
▲ 0.50% · 4.625%
HK$34,038
+HK$1,952/mo
Deposit HK$6.62M · loan HK$6.62M · min. income ≈ HK$64,172/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$496,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,589
−HK$1,814/mo
▼ 0.25% · 3.875%
HK$34,490
−HK$913/mo
Today · 4.125%
HK$35,403
baseline
▲ 0.50% · 4.625%
HK$37,270
+HK$1,867/mo
Deposit HK$6.62M · loan HK$6.62M · min. income ≈ HK$70,806/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$496,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,231
−HK$2,272/mo
▼ 0.25% · 3.875%
HK$37,358
−HK$1,145/mo
Today · 4.125%
HK$38,503
baseline
▲ 0.50% · 4.625%
HK$40,846
+HK$2,343/mo
Deposit HK$5.30M · loan HK$7.94M · min. income ≈ HK$77,006/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$496,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,307
−HK$2,177/mo
▼ 0.25% · 3.875%
HK$41,388
−HK$1,096/mo
Today · 4.125%
HK$42,484
baseline
▲ 0.50% · 4.625%
HK$44,724
+HK$2,240/mo
Deposit HK$5.30M · loan HK$7.94M · min. income ≈ HK$84,968/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$496,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,269
−HK$2,651/mo
▼ 0.25% · 3.875%
HK$43,584
−HK$1,336/mo
Today · 4.125%
HK$44,920
baseline
▲ 0.50% · 4.625%
HK$47,653
+HK$2,733/mo
Deposit HK$3.97M · loan HK$9.27M · min. income ≈ HK$89,840/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$496,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,024
−HK$2,541/mo
▼ 0.25% · 3.875%
HK$48,285
−HK$1,280/mo
Today · 4.125%
HK$49,565
baseline
▲ 0.50% · 4.625%
HK$52,178
+HK$2,613/mo
Deposit HK$3.97M · loan HK$9.27M · min. income ≈ HK$99,130/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$496,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,346
−HK$3,408/mo
▼ 0.25% · 3.875%
HK$56,037
−HK$1,717/mo
Today · 4.125%
HK$57,754
baseline
▲ 0.50% · 4.625%
HK$61,269
+HK$3,515/mo
Deposit HK$1.32M · loan HK$11.92M · min. income ≈ HK$115,508/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$496,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,460
−HK$3,266/mo
▼ 0.25% · 3.875%
HK$62,081
−HK$1,645/mo
Today · 4.125%
HK$63,726
baseline
▲ 0.50% · 4.625%
HK$67,085
+HK$3,359/mo
Deposit HK$1.32M · loan HK$11.92M · min. income ≈ HK$127,452/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$496,531 · Scale 2, in force from 26 Feb 2026)