LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,194
−HK$1,893/mo
▼ 0.25% · 3.875%
HK$31,133
−HK$954/mo
Today · 4.125%
HK$32,087
baseline
▲ 0.50% · 4.625%
HK$34,040
+HK$1,953/mo
Deposit HK$6.62M · loan HK$6.62M · min. income ≈ HK$64,174/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$496,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,590
−HK$1,815/mo
▼ 0.25% · 3.875%
HK$34,491
−HK$914/mo
Today · 4.125%
HK$35,405
baseline
▲ 0.50% · 4.625%
HK$37,271
+HK$1,866/mo
Deposit HK$6.62M · loan HK$6.62M · min. income ≈ HK$70,810/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$496,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,233
−HK$2,272/mo
▼ 0.25% · 3.875%
HK$37,360
−HK$1,145/mo
Today · 4.125%
HK$38,505
baseline
▲ 0.50% · 4.625%
HK$40,848
+HK$2,343/mo
Deposit HK$5.30M · loan HK$7.94M · min. income ≈ HK$77,010/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$496,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,308
−HK$2,178/mo
▼ 0.25% · 3.875%
HK$41,389
−HK$1,097/mo
Today · 4.125%
HK$42,486
baseline
▲ 0.50% · 4.625%
HK$44,726
+HK$2,240/mo
Deposit HK$5.30M · loan HK$7.94M · min. income ≈ HK$84,972/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$496,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,271
−HK$2,651/mo
▼ 0.25% · 3.875%
HK$43,586
−HK$1,336/mo
Today · 4.125%
HK$44,922
baseline
▲ 0.50% · 4.625%
HK$47,656
+HK$2,734/mo
Deposit HK$3.97M · loan HK$9.27M · min. income ≈ HK$89,844/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$496,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,026
−HK$2,541/mo
▼ 0.25% · 3.875%
HK$48,288
−HK$1,279/mo
Today · 4.125%
HK$49,567
baseline
▲ 0.50% · 4.625%
HK$52,180
+HK$2,613/mo
Deposit HK$3.97M · loan HK$9.27M · min. income ≈ HK$99,134/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$496,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,349
−HK$3,408/mo
▼ 0.25% · 3.875%
HK$56,039
−HK$1,718/mo
Today · 4.125%
HK$57,757
baseline
▲ 0.50% · 4.625%
HK$61,271
+HK$3,514/mo
Deposit HK$1.32M · loan HK$11.92M · min. income ≈ HK$115,514/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$496,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,463
−HK$3,266/mo
▼ 0.25% · 3.875%
HK$62,084
−HK$1,645/mo
Today · 4.125%
HK$63,729
baseline
▲ 0.50% · 4.625%
HK$67,088
+HK$3,359/mo
Deposit HK$1.32M · loan HK$11.92M · min. income ≈ HK$127,458/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$496,554 · Scale 2, in force from 26 Feb 2026)