LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,194
−HK$1,894/mo
▼ 0.25% · 3.875%
HK$31,134
−HK$954/mo
Today · 4.125%
HK$32,088
baseline
▲ 0.50% · 4.625%
HK$34,040
+HK$1,952/mo
Deposit HK$6.62M · loan HK$6.62M · min. income ≈ HK$64,176/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$496,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,591
−HK$1,815/mo
▼ 0.25% · 3.875%
HK$34,492
−HK$914/mo
Today · 4.125%
HK$35,406
baseline
▲ 0.50% · 4.625%
HK$37,272
+HK$1,866/mo
Deposit HK$6.62M · loan HK$6.62M · min. income ≈ HK$70,812/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$496,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,233
−HK$2,273/mo
▼ 0.25% · 3.875%
HK$37,360
−HK$1,146/mo
Today · 4.125%
HK$38,506
baseline
▲ 0.50% · 4.625%
HK$40,849
+HK$2,343/mo
Deposit HK$5.30M · loan HK$7.95M · min. income ≈ HK$77,012/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$496,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,309
−HK$2,178/mo
▼ 0.25% · 3.875%
HK$41,390
−HK$1,097/mo
Today · 4.125%
HK$42,487
baseline
▲ 0.50% · 4.625%
HK$44,727
+HK$2,240/mo
Deposit HK$5.30M · loan HK$7.95M · min. income ≈ HK$84,974/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$496,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,272
−HK$2,651/mo
▼ 0.25% · 3.875%
HK$43,587
−HK$1,336/mo
Today · 4.125%
HK$44,923
baseline
▲ 0.50% · 4.625%
HK$47,657
+HK$2,734/mo
Deposit HK$3.97M · loan HK$9.27M · min. income ≈ HK$89,846/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$496,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,027
−HK$2,541/mo
▼ 0.25% · 3.875%
HK$48,289
−HK$1,279/mo
Today · 4.125%
HK$49,568
baseline
▲ 0.50% · 4.625%
HK$52,181
+HK$2,613/mo
Deposit HK$3.97M · loan HK$9.27M · min. income ≈ HK$99,136/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$496,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,350
−HK$3,408/mo
▼ 0.25% · 3.875%
HK$56,041
−HK$1,717/mo
Today · 4.125%
HK$57,758
baseline
▲ 0.50% · 4.625%
HK$61,273
+HK$3,515/mo
Deposit HK$1.32M · loan HK$11.92M · min. income ≈ HK$115,516/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$496,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,464
−HK$3,267/mo
▼ 0.25% · 3.875%
HK$62,086
−HK$1,645/mo
Today · 4.125%
HK$63,731
baseline
▲ 0.50% · 4.625%
HK$67,090
+HK$3,359/mo
Deposit HK$1.32M · loan HK$11.92M · min. income ≈ HK$127,462/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$496,565 · Scale 2, in force from 26 Feb 2026)