LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,201
−HK$1,893/mo
▼ 0.25% · 3.875%
HK$31,140
−HK$954/mo
Today · 4.125%
HK$32,094
baseline
▲ 0.50% · 4.625%
HK$34,047
+HK$1,953/mo
Deposit HK$6.62M · loan HK$6.62M · min. income ≈ HK$64,188/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$496,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,598
−HK$1,815/mo
▼ 0.25% · 3.875%
HK$34,499
−HK$914/mo
Today · 4.125%
HK$35,413
baseline
▲ 0.50% · 4.625%
HK$37,280
+HK$1,867/mo
Deposit HK$6.62M · loan HK$6.62M · min. income ≈ HK$70,826/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$496,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,241
−HK$2,272/mo
▼ 0.25% · 3.875%
HK$37,368
−HK$1,145/mo
Today · 4.125%
HK$38,513
baseline
▲ 0.50% · 4.625%
HK$40,857
+HK$2,344/mo
Deposit HK$5.30M · loan HK$7.95M · min. income ≈ HK$77,026/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$496,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,318
−HK$2,178/mo
▼ 0.25% · 3.875%
HK$41,399
−HK$1,097/mo
Today · 4.125%
HK$42,496
baseline
▲ 0.50% · 4.625%
HK$44,736
+HK$2,240/mo
Deposit HK$5.30M · loan HK$7.95M · min. income ≈ HK$84,992/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$496,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,281
−HK$2,651/mo
▼ 0.25% · 3.875%
HK$43,596
−HK$1,336/mo
Today · 4.125%
HK$44,932
baseline
▲ 0.50% · 4.625%
HK$47,666
+HK$2,734/mo
Deposit HK$3.97M · loan HK$9.27M · min. income ≈ HK$89,864/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$496,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,037
−HK$2,541/mo
▼ 0.25% · 3.875%
HK$48,299
−HK$1,279/mo
Today · 4.125%
HK$49,578
baseline
▲ 0.50% · 4.625%
HK$52,192
+HK$2,614/mo
Deposit HK$3.97M · loan HK$9.27M · min. income ≈ HK$99,156/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$496,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,361
−HK$3,409/mo
▼ 0.25% · 3.875%
HK$56,052
−HK$1,718/mo
Today · 4.125%
HK$57,770
baseline
▲ 0.50% · 4.625%
HK$61,285
+HK$3,515/mo
Deposit HK$1.32M · loan HK$11.92M · min. income ≈ HK$115,540/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$496,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,476
−HK$3,268/mo
▼ 0.25% · 3.875%
HK$62,098
−HK$1,646/mo
Today · 4.125%
HK$63,744
baseline
▲ 0.50% · 4.625%
HK$67,104
+HK$3,360/mo
Deposit HK$1.32M · loan HK$11.92M · min. income ≈ HK$127,488/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$496,666 · Scale 2, in force from 26 Feb 2026)