LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,202
−HK$1,894/mo
▼ 0.25% · 3.875%
HK$31,142
−HK$954/mo
Today · 4.125%
HK$32,096
baseline
▲ 0.50% · 4.625%
HK$34,049
+HK$1,953/mo
Deposit HK$6.62M · loan HK$6.62M · min. income ≈ HK$64,192/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$496,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,600
−HK$1,815/mo
▼ 0.25% · 3.875%
HK$34,501
−HK$914/mo
Today · 4.125%
HK$35,415
baseline
▲ 0.50% · 4.625%
HK$37,282
+HK$1,867/mo
Deposit HK$6.62M · loan HK$6.62M · min. income ≈ HK$70,830/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$496,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,243
−HK$2,273/mo
▼ 0.25% · 3.875%
HK$37,370
−HK$1,146/mo
Today · 4.125%
HK$38,516
baseline
▲ 0.50% · 4.625%
HK$40,859
+HK$2,343/mo
Deposit HK$5.30M · loan HK$7.95M · min. income ≈ HK$77,032/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$496,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,320
−HK$2,178/mo
▼ 0.25% · 3.875%
HK$41,401
−HK$1,097/mo
Today · 4.125%
HK$42,498
baseline
▲ 0.50% · 4.625%
HK$44,738
+HK$2,240/mo
Deposit HK$5.30M · loan HK$7.95M · min. income ≈ HK$84,996/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$496,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,283
−HK$2,652/mo
▼ 0.25% · 3.875%
HK$43,599
−HK$1,336/mo
Today · 4.125%
HK$44,935
baseline
▲ 0.50% · 4.625%
HK$47,669
+HK$2,734/mo
Deposit HK$3.97M · loan HK$9.27M · min. income ≈ HK$89,870/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$496,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,040
−HK$2,541/mo
▼ 0.25% · 3.875%
HK$48,301
−HK$1,280/mo
Today · 4.125%
HK$49,581
baseline
▲ 0.50% · 4.625%
HK$52,195
+HK$2,614/mo
Deposit HK$3.97M · loan HK$9.27M · min. income ≈ HK$99,162/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$496,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,364
−HK$3,409/mo
▼ 0.25% · 3.875%
HK$56,055
−HK$1,718/mo
Today · 4.125%
HK$57,773
baseline
▲ 0.50% · 4.625%
HK$61,289
+HK$3,516/mo
Deposit HK$1.32M · loan HK$11.92M · min. income ≈ HK$115,546/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$496,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,480
−HK$3,267/mo
▼ 0.25% · 3.875%
HK$62,102
−HK$1,645/mo
Today · 4.125%
HK$63,747
baseline
▲ 0.50% · 4.625%
HK$67,108
+HK$3,361/mo
Deposit HK$1.32M · loan HK$11.92M · min. income ≈ HK$127,494/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$496,695 · Scale 2, in force from 26 Feb 2026)