LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,204
−HK$1,894/mo
▼ 0.25% · 3.875%
HK$31,143
−HK$955/mo
Today · 4.125%
HK$32,098
baseline
▲ 0.50% · 4.625%
HK$34,051
+HK$1,953/mo
Deposit HK$6.62M · loan HK$6.62M · min. income ≈ HK$64,196/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$496,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,601
−HK$1,816/mo
▼ 0.25% · 3.875%
HK$34,502
−HK$915/mo
Today · 4.125%
HK$35,417
baseline
▲ 0.50% · 4.625%
HK$37,284
+HK$1,867/mo
Deposit HK$6.62M · loan HK$6.62M · min. income ≈ HK$70,834/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$496,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,244
−HK$2,273/mo
▼ 0.25% · 3.875%
HK$37,372
−HK$1,145/mo
Today · 4.125%
HK$38,517
baseline
▲ 0.50% · 4.625%
HK$40,861
+HK$2,344/mo
Deposit HK$5.30M · loan HK$7.95M · min. income ≈ HK$77,034/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$496,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,322
−HK$2,178/mo
▼ 0.25% · 3.875%
HK$41,403
−HK$1,097/mo
Today · 4.125%
HK$42,500
baseline
▲ 0.50% · 4.625%
HK$44,740
+HK$2,240/mo
Deposit HK$5.30M · loan HK$7.95M · min. income ≈ HK$85,000/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$496,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,285
−HK$2,652/mo
▼ 0.25% · 3.875%
HK$43,600
−HK$1,337/mo
Today · 4.125%
HK$44,937
baseline
▲ 0.50% · 4.625%
HK$47,671
+HK$2,734/mo
Deposit HK$3.97M · loan HK$9.27M · min. income ≈ HK$89,874/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$496,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,042
−HK$2,541/mo
▼ 0.25% · 3.875%
HK$48,303
−HK$1,280/mo
Today · 4.125%
HK$49,583
baseline
▲ 0.50% · 4.625%
HK$52,197
+HK$2,614/mo
Deposit HK$3.97M · loan HK$9.27M · min. income ≈ HK$99,166/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$496,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,367
−HK$3,409/mo
▼ 0.25% · 3.875%
HK$56,058
−HK$1,718/mo
Today · 4.125%
HK$57,776
baseline
▲ 0.50% · 4.625%
HK$61,291
+HK$3,515/mo
Deposit HK$1.32M · loan HK$11.92M · min. income ≈ HK$115,552/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$496,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,482
−HK$3,268/mo
▼ 0.25% · 3.875%
HK$62,104
−HK$1,646/mo
Today · 4.125%
HK$63,750
baseline
▲ 0.50% · 4.625%
HK$67,110
+HK$3,360/mo
Deposit HK$1.32M · loan HK$11.92M · min. income ≈ HK$127,500/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$496,716 · Scale 2, in force from 26 Feb 2026)