LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,204
−HK$1,894/mo
▼ 0.25% · 3.875%
HK$31,144
−HK$954/mo
Today · 4.125%
HK$32,098
baseline
▲ 0.50% · 4.625%
HK$34,051
+HK$1,953/mo
Deposit HK$6.62M · loan HK$6.62M · min. income ≈ HK$64,196/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$496,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,602
−HK$1,815/mo
▼ 0.25% · 3.875%
HK$34,503
−HK$914/mo
Today · 4.125%
HK$35,417
baseline
▲ 0.50% · 4.625%
HK$37,284
+HK$1,867/mo
Deposit HK$6.62M · loan HK$6.62M · min. income ≈ HK$70,834/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$496,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,245
−HK$2,273/mo
▼ 0.25% · 3.875%
HK$37,373
−HK$1,145/mo
Today · 4.125%
HK$38,518
baseline
▲ 0.50% · 4.625%
HK$40,862
+HK$2,344/mo
Deposit HK$5.30M · loan HK$7.95M · min. income ≈ HK$77,036/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$496,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,322
−HK$2,179/mo
▼ 0.25% · 3.875%
HK$41,404
−HK$1,097/mo
Today · 4.125%
HK$42,501
baseline
▲ 0.50% · 4.625%
HK$44,741
+HK$2,240/mo
Deposit HK$5.30M · loan HK$7.95M · min. income ≈ HK$85,002/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$496,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,286
−HK$2,652/mo
▼ 0.25% · 3.875%
HK$43,601
−HK$1,337/mo
Today · 4.125%
HK$44,938
baseline
▲ 0.50% · 4.625%
HK$47,672
+HK$2,734/mo
Deposit HK$3.97M · loan HK$9.27M · min. income ≈ HK$89,876/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$496,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,043
−HK$2,541/mo
▼ 0.25% · 3.875%
HK$48,304
−HK$1,280/mo
Today · 4.125%
HK$49,584
baseline
▲ 0.50% · 4.625%
HK$52,198
+HK$2,614/mo
Deposit HK$3.97M · loan HK$9.27M · min. income ≈ HK$99,168/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$496,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,368
−HK$3,409/mo
▼ 0.25% · 3.875%
HK$56,059
−HK$1,718/mo
Today · 4.125%
HK$57,777
baseline
▲ 0.50% · 4.625%
HK$61,293
+HK$3,516/mo
Deposit HK$1.32M · loan HK$11.92M · min. income ≈ HK$115,554/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$496,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,483
−HK$3,268/mo
▼ 0.25% · 3.875%
HK$62,106
−HK$1,645/mo
Today · 4.125%
HK$63,751
baseline
▲ 0.50% · 4.625%
HK$67,112
+HK$3,361/mo
Deposit HK$1.32M · loan HK$11.92M · min. income ≈ HK$127,502/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$496,725 · Scale 2, in force from 26 Feb 2026)