LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,205
−HK$1,894/mo
▼ 0.25% · 3.875%
HK$31,145
−HK$954/mo
Today · 4.125%
HK$32,099
baseline
▲ 0.50% · 4.625%
HK$34,053
+HK$1,954/mo
Deposit HK$6.62M · loan HK$6.62M · min. income ≈ HK$64,198/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$496,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,603
−HK$1,815/mo
▼ 0.25% · 3.875%
HK$34,504
−HK$914/mo
Today · 4.125%
HK$35,418
baseline
▲ 0.50% · 4.625%
HK$37,285
+HK$1,867/mo
Deposit HK$6.62M · loan HK$6.62M · min. income ≈ HK$70,836/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$496,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,246
−HK$2,273/mo
▼ 0.25% · 3.875%
HK$37,374
−HK$1,145/mo
Today · 4.125%
HK$38,519
baseline
▲ 0.50% · 4.625%
HK$40,863
+HK$2,344/mo
Deposit HK$5.30M · loan HK$7.95M · min. income ≈ HK$77,038/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$496,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,324
−HK$2,178/mo
▼ 0.25% · 3.875%
HK$41,405
−HK$1,097/mo
Today · 4.125%
HK$42,502
baseline
▲ 0.50% · 4.625%
HK$44,742
+HK$2,240/mo
Deposit HK$5.30M · loan HK$7.95M · min. income ≈ HK$85,004/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$496,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,287
−HK$2,652/mo
▼ 0.25% · 3.875%
HK$43,603
−HK$1,336/mo
Today · 4.125%
HK$44,939
baseline
▲ 0.50% · 4.625%
HK$47,674
+HK$2,735/mo
Deposit HK$3.97M · loan HK$9.27M · min. income ≈ HK$89,878/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$496,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,044
−HK$2,542/mo
▼ 0.25% · 3.875%
HK$48,306
−HK$1,280/mo
Today · 4.125%
HK$49,586
baseline
▲ 0.50% · 4.625%
HK$52,200
+HK$2,614/mo
Deposit HK$3.97M · loan HK$9.27M · min. income ≈ HK$99,172/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$496,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,369
−HK$3,410/mo
▼ 0.25% · 3.875%
HK$56,061
−HK$1,718/mo
Today · 4.125%
HK$57,779
baseline
▲ 0.50% · 4.625%
HK$61,295
+HK$3,516/mo
Deposit HK$1.32M · loan HK$11.92M · min. income ≈ HK$115,558/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$496,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,485
−HK$3,268/mo
▼ 0.25% · 3.875%
HK$62,108
−HK$1,645/mo
Today · 4.125%
HK$63,753
baseline
▲ 0.50% · 4.625%
HK$67,114
+HK$3,361/mo
Deposit HK$1.32M · loan HK$11.92M · min. income ≈ HK$127,506/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$496,741 · Scale 2, in force from 26 Feb 2026)