LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,207
−HK$1,895/mo
▼ 0.25% · 3.875%
HK$31,147
−HK$955/mo
Today · 4.125%
HK$32,102
baseline
▲ 0.50% · 4.625%
HK$34,055
+HK$1,953/mo
Deposit HK$6.62M · loan HK$6.62M · min. income ≈ HK$64,204/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$496,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,605
−HK$1,816/mo
▼ 0.25% · 3.875%
HK$34,507
−HK$914/mo
Today · 4.125%
HK$35,421
baseline
▲ 0.50% · 4.625%
HK$37,288
+HK$1,867/mo
Deposit HK$6.62M · loan HK$6.62M · min. income ≈ HK$70,842/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$496,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,249
−HK$2,273/mo
▼ 0.25% · 3.875%
HK$37,376
−HK$1,146/mo
Today · 4.125%
HK$38,522
baseline
▲ 0.50% · 4.625%
HK$40,866
+HK$2,344/mo
Deposit HK$5.30M · loan HK$7.95M · min. income ≈ HK$77,044/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$496,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,327
−HK$2,178/mo
▼ 0.25% · 3.875%
HK$41,408
−HK$1,097/mo
Today · 4.125%
HK$42,505
baseline
▲ 0.50% · 4.625%
HK$44,746
+HK$2,241/mo
Deposit HK$5.30M · loan HK$7.95M · min. income ≈ HK$85,010/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$496,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,290
−HK$2,652/mo
▼ 0.25% · 3.875%
HK$43,606
−HK$1,336/mo
Today · 4.125%
HK$44,942
baseline
▲ 0.50% · 4.625%
HK$47,677
+HK$2,735/mo
Deposit HK$3.97M · loan HK$9.27M · min. income ≈ HK$89,884/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$496,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,048
−HK$2,541/mo
▼ 0.25% · 3.875%
HK$48,309
−HK$1,280/mo
Today · 4.125%
HK$49,589
baseline
▲ 0.50% · 4.625%
HK$52,203
+HK$2,614/mo
Deposit HK$3.97M · loan HK$9.27M · min. income ≈ HK$99,178/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$496,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,373
−HK$3,410/mo
▼ 0.25% · 3.875%
HK$56,065
−HK$1,718/mo
Today · 4.125%
HK$57,783
baseline
▲ 0.50% · 4.625%
HK$61,299
+HK$3,516/mo
Deposit HK$1.32M · loan HK$11.92M · min. income ≈ HK$115,566/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$496,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,490
−HK$3,268/mo
▼ 0.25% · 3.875%
HK$62,112
−HK$1,646/mo
Today · 4.125%
HK$63,758
baseline
▲ 0.50% · 4.625%
HK$67,119
+HK$3,361/mo
Deposit HK$1.32M · loan HK$11.92M · min. income ≈ HK$127,516/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$496,777 · Scale 2, in force from 26 Feb 2026)