LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,209
−HK$1,894/mo
▼ 0.25% · 3.875%
HK$31,148
−HK$955/mo
Today · 4.125%
HK$32,103
baseline
▲ 0.50% · 4.625%
HK$34,056
+HK$1,953/mo
Deposit HK$6.62M · loan HK$6.62M · min. income ≈ HK$64,206/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$496,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,607
−HK$1,815/mo
▼ 0.25% · 3.875%
HK$34,508
−HK$914/mo
Today · 4.125%
HK$35,422
baseline
▲ 0.50% · 4.625%
HK$37,290
+HK$1,868/mo
Deposit HK$6.62M · loan HK$6.62M · min. income ≈ HK$70,844/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$496,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,250
−HK$2,273/mo
▼ 0.25% · 3.875%
HK$37,378
−HK$1,145/mo
Today · 4.125%
HK$38,523
baseline
▲ 0.50% · 4.625%
HK$40,868
+HK$2,345/mo
Deposit HK$5.30M · loan HK$7.95M · min. income ≈ HK$77,046/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$496,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,328
−HK$2,179/mo
▼ 0.25% · 3.875%
HK$41,410
−HK$1,097/mo
Today · 4.125%
HK$42,507
baseline
▲ 0.50% · 4.625%
HK$44,747
+HK$2,240/mo
Deposit HK$5.30M · loan HK$7.95M · min. income ≈ HK$85,014/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$496,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,292
−HK$2,652/mo
▼ 0.25% · 3.875%
HK$43,607
−HK$1,337/mo
Today · 4.125%
HK$44,944
baseline
▲ 0.50% · 4.625%
HK$47,679
+HK$2,735/mo
Deposit HK$3.97M · loan HK$9.27M · min. income ≈ HK$89,888/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$496,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,049
−HK$2,542/mo
▼ 0.25% · 3.875%
HK$48,311
−HK$1,280/mo
Today · 4.125%
HK$49,591
baseline
▲ 0.50% · 4.625%
HK$52,205
+HK$2,614/mo
Deposit HK$3.97M · loan HK$9.27M · min. income ≈ HK$99,182/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$496,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,375
−HK$3,410/mo
▼ 0.25% · 3.875%
HK$56,067
−HK$1,718/mo
Today · 4.125%
HK$57,785
baseline
▲ 0.50% · 4.625%
HK$61,301
+HK$3,516/mo
Deposit HK$1.32M · loan HK$11.92M · min. income ≈ HK$115,570/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$496,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,492
−HK$3,268/mo
▼ 0.25% · 3.875%
HK$62,114
−HK$1,646/mo
Today · 4.125%
HK$63,760
baseline
▲ 0.50% · 4.625%
HK$67,121
+HK$3,361/mo
Deposit HK$1.32M · loan HK$11.92M · min. income ≈ HK$127,520/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$496,795 · Scale 2, in force from 26 Feb 2026)