LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,215
−HK$1,894/mo
▼ 0.25% · 3.875%
HK$31,155
−HK$954/mo
Today · 4.125%
HK$32,109
baseline
▲ 0.50% · 4.625%
HK$34,063
+HK$1,954/mo
Deposit HK$6.63M · loan HK$6.63M · min. income ≈ HK$64,218/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$496,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,614
−HK$1,816/mo
▼ 0.25% · 3.875%
HK$34,515
−HK$915/mo
Today · 4.125%
HK$35,430
baseline
▲ 0.50% · 4.625%
HK$37,297
+HK$1,867/mo
Deposit HK$6.63M · loan HK$6.63M · min. income ≈ HK$70,860/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$496,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,258
−HK$2,273/mo
▼ 0.25% · 3.875%
HK$37,385
−HK$1,146/mo
Today · 4.125%
HK$38,531
baseline
▲ 0.50% · 4.625%
HK$40,876
+HK$2,345/mo
Deposit HK$5.30M · loan HK$7.95M · min. income ≈ HK$77,062/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$496,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,336
−HK$2,180/mo
▼ 0.25% · 3.875%
HK$41,418
−HK$1,098/mo
Today · 4.125%
HK$42,516
baseline
▲ 0.50% · 4.625%
HK$44,757
+HK$2,241/mo
Deposit HK$5.30M · loan HK$7.95M · min. income ≈ HK$85,032/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$496,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,301
−HK$2,652/mo
▼ 0.25% · 3.875%
HK$43,616
−HK$1,337/mo
Today · 4.125%
HK$44,953
baseline
▲ 0.50% · 4.625%
HK$47,689
+HK$2,736/mo
Deposit HK$3.98M · loan HK$9.28M · min. income ≈ HK$89,906/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$496,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,059
−HK$2,542/mo
▼ 0.25% · 3.875%
HK$48,321
−HK$1,280/mo
Today · 4.125%
HK$49,601
baseline
▲ 0.50% · 4.625%
HK$52,216
+HK$2,615/mo
Deposit HK$3.98M · loan HK$9.28M · min. income ≈ HK$99,202/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$496,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,387
−HK$3,410/mo
▼ 0.25% · 3.875%
HK$56,078
−HK$1,719/mo
Today · 4.125%
HK$57,797
baseline
▲ 0.50% · 4.625%
HK$61,314
+HK$3,517/mo
Deposit HK$1.33M · loan HK$11.93M · min. income ≈ HK$115,594/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$496,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,504
−HK$3,269/mo
▼ 0.25% · 3.875%
HK$62,127
−HK$1,646/mo
Today · 4.125%
HK$63,773
baseline
▲ 0.50% · 4.625%
HK$67,135
+HK$3,362/mo
Deposit HK$1.33M · loan HK$11.93M · min. income ≈ HK$127,546/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$496,897 · Scale 2, in force from 26 Feb 2026)