LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,216
−HK$1,895/mo
▼ 0.25% · 3.875%
HK$31,156
−HK$955/mo
Today · 4.125%
HK$32,111
baseline
▲ 0.50% · 4.625%
HK$34,065
+HK$1,954/mo
Deposit HK$6.63M · loan HK$6.63M · min. income ≈ HK$64,222/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$496,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,615
−HK$1,816/mo
▼ 0.25% · 3.875%
HK$34,516
−HK$915/mo
Today · 4.125%
HK$35,431
baseline
▲ 0.50% · 4.625%
HK$37,299
+HK$1,868/mo
Deposit HK$6.63M · loan HK$6.63M · min. income ≈ HK$70,862/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$496,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,259
−HK$2,274/mo
▼ 0.25% · 3.875%
HK$37,387
−HK$1,146/mo
Today · 4.125%
HK$38,533
baseline
▲ 0.50% · 4.625%
HK$40,877
+HK$2,344/mo
Deposit HK$5.30M · loan HK$7.95M · min. income ≈ HK$77,066/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$496,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,338
−HK$2,179/mo
▼ 0.25% · 3.875%
HK$41,420
−HK$1,097/mo
Today · 4.125%
HK$42,517
baseline
▲ 0.50% · 4.625%
HK$44,758
+HK$2,241/mo
Deposit HK$5.30M · loan HK$7.95M · min. income ≈ HK$85,034/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$496,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,302
−HK$2,653/mo
▼ 0.25% · 3.875%
HK$43,618
−HK$1,337/mo
Today · 4.125%
HK$44,955
baseline
▲ 0.50% · 4.625%
HK$47,690
+HK$2,735/mo
Deposit HK$3.98M · loan HK$9.28M · min. income ≈ HK$89,910/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$496,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,061
−HK$2,542/mo
▼ 0.25% · 3.875%
HK$48,323
−HK$1,280/mo
Today · 4.125%
HK$49,603
baseline
▲ 0.50% · 4.625%
HK$52,218
+HK$2,615/mo
Deposit HK$3.98M · loan HK$9.28M · min. income ≈ HK$99,206/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$496,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,389
−HK$3,410/mo
▼ 0.25% · 3.875%
HK$56,080
−HK$1,719/mo
Today · 4.125%
HK$57,799
baseline
▲ 0.50% · 4.625%
HK$61,316
+HK$3,517/mo
Deposit HK$1.33M · loan HK$11.93M · min. income ≈ HK$115,598/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$496,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,507
−HK$3,269/mo
▼ 0.25% · 3.875%
HK$62,130
−HK$1,646/mo
Today · 4.125%
HK$63,776
baseline
▲ 0.50% · 4.625%
HK$67,137
+HK$3,361/mo
Deposit HK$1.33M · loan HK$11.93M · min. income ≈ HK$127,552/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$496,916 · Scale 2, in force from 26 Feb 2026)